5123 Schuyler Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 5123 Schuyler Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,381 sqft · built 1960
Lot Size	0.194 acres (8,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Jul 2026)
Tax Bill	$5,029 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`236-0203-005-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0203-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,381 sqft Living Area
1st Floor Area	1,381 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,470 sqft (0.194 acres)
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5123 SCHUYLER DR
City	CARMICHAEL
State	CA
Zip	95608-0832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MERRIHILL 07, LOT 496
Legal Subdivision	MERRIHILL 07
Legal Lot Number	496
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2004
Census Tract	7903

Owner

Source: Sacramento County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5123 SCHUYLER DR, CARMICHAEL, CA 95608-0832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Grant Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA
Jun 6, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Jan 9, 2020	Grant Deed, Transfer · Conventional with PMI CITIZENS BK NA
May 23, 2019	Grant Deed, Transfer · Conventional Mortgage STEVE LAMOTHE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Jan 9, 2020 · Amount on Record
Deed Book / Page	20260714 / 723
Prior Transfer Date	May 20, 2005
Prior Transfer Doc	0000002107
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 14, 2026
Property Address	5123 SCHUYLER DR, CARMICHAEL, CA 95608-0832
Document Number	2026000723
Book / Page	20260714 / 723
Instrument Date	Jun 26, 2026
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$54,994.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5123 SCHUYLER DR, CARMICHAEL, CA 95608-0832

Mortgage

Document Number	2026000724,
Date	Jul 14, 2026
Book Page	20260714/724

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	2026000725,
Date	Jul 14, 2026
Book Page	20260714/725

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Sep 7, 2056

Interest

Rate	6.53%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5123 SCHUYLER DR, CARMICHAEL, CA 95608-0832
Document Number	2006111301
Instrument Date	Jun 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5123 SCHUYLER DR CARMICHAEL CA 956080832, CARMICHAEL, CA 95608-0832

Mortgage

Document Number	2006111301
Date	Jun 11, 2020
Instrument	2006111301

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 9, 2020
Property Address	5123 SCHUYLER DR, CARMICHAEL, CA 95608-0832
Document Number	2001090574
Instrument Date	Jan 8, 2020
Instrument	2001090574
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5123 SCHUYLER DR CARMICHAEL CA 956080832, CARMICHAEL, CA 95608-0832

Mortgage

Document Number	2001090575
Date	Jan 9, 2020
Instrument	2001090575

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 23, 2019
Property Address	5123 SCHUYLER DR, CARMICHAEL, CA 95608-0832
Document Number	1905231377
Instrument Date	May 22, 2019
Instrument	1905231377
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1676 BAYER CT FOLSOM CA 956307324, FOLSOM, CA 95630-7324

Mortgage

Document Number	1905231378
Date	May 23, 2019
Instrument	1905231378

Lender

Name	STEVE LAMOTHE
Address	3401 THORNHILL DR, EL DORADO HILLS, CA 95762-6229

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$423,779 (+2%) Land $139,437 Building $284,342
2025	$5,029.00 (+2.15%)	$415,470 (+4.04%) Land $136,703 Building $278,767
2024	$4,923.00 (+1.61%)
2023	$4,845.00 (+2.02%)	$399,339 Land $131,396 Building $267,943
2022	$4,749.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cal.net, GeoLinks, Succeed.Net.

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