5123 Higgins Dr, Dumfries, VA 22025 Property Records

Prince William County property record for 5123 Higgins Dr, Dumfries, VA 22025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,084 sqft · built 1999
Lot Size	0.204 acres (8,878 sqft)
Owner	2 Individual Names on File
Last Sale	$208,573 (Nov 1999)
Tax Bill	$5,732 (2025)
Deeds & Mortgages	May 2023 Second Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8090-87-2082`

Property Details

APN / Parcel Number

Primary APN	`8090-87-2082`
Alternative APN	`120179`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,084 sqft Living Area
Gross Area	3,135 sqft
1st Floor Area	1,101 sqft
Basement Area	1,017 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	8,878 sqft (0.204 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	120179
Street Address	5123 HIGGINS DR
City	DUMFRIES
State	VA
Zip	22025-3095
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPC
Legal Description	SOUTHLAKE AT MONTCLAIR SEC S-7 LOT 39B
Legal Subdivision	SOUTHLAKE AT MONTCLAIR
Legal Block	3
Legal Lot Number	39B
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	POTOMAC
Census Block Group	3
Census Block	3009
Census Tract	901010

Owner

5123 Higgins Dr is owned and occupied by two individuals who bought it in November 1999.

Source: Prince William County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5123 HIGGINS DR, DUMFRIES, VA 22025-3095
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 4, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 1999 · Amount on File
Deed Sale	Nov 1, 1999 · Amount on File
Deed Book / Page	2816 / 293
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	5123 HIGGINS DR, DUMFRIES, VA 22025-3095
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022624
Date	May 8, 2023
Instrument	202305080022624

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2043

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	5123 HIGGINS DR, DUMFRIES, VA 22025-3095
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053477
Date	May 4, 2021
Instrument	202105040053477

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 1, 2046

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	5123 HIGGINS DR, DUMFRIES, VA 22025-3095
Document Number	0000041333
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5123 HIGGINS DR DUMFRIES VA 220253095, DUMFRIES, VA 22025-3095

Mortgage

Document Number	0000041333
Date	Jun 17, 2019
Instrument	41333

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 16, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 5123 Higgins Dr was $5,732.

Source: Prince William County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,732.00	$584,700 Land $211,800 Building $372,900	$584,700 Land $211,800 Building $372,900
2023	$5,711.00	$548,900 Land $197,800 Building $351,100	$548,900 Land $197,800 Building $351,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5123 Higgins Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5123 Higgins Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PWCSA - EAST serves 168,747 people · EPA ID VA6153600
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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