5123 E Windstone Trl, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 5123 E Windstone Trl, Cave Creek, AZ 85331

Property Summary

Property Type	Rural Home
Details	3 ba · 2,286 sqft · built 1995
Lot Size	0.274 acres (11,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Jul 2020)
Tax Bill	$2,504 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`211-63-311`

Property Details

APN / Parcel Number

Primary APN	`211-63-311`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,286 sqft Living Area
1st Floor Area	2,286 sqft

Exterior

Year Built	Built 1995
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	11,977 sqft (0.274 acres)
Parking Spaces	3 Parking Spaces
Pool Area	435 sqft
Patio Area	245 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	5123 E WINDSTONE TRL
City	CAVE CREEK
State	AZ
Zip	85331-2906
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1-10
Legal Description	TATUM RANCH PARCEL 26 MCR 367/23
Legal Range	04E
Legal Township	05N
Legal Section	20
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	TATUM RANCH PARCEL 26
Legal Lot Number	45
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1004
Census Tract	612700

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	5123 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 24, 2020	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Jan 17, 2020	Warranty Deed, Transfer · VA Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Jan 17, 2020 · Amount on Record
Deed Document Number	20200664449
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5123 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2906
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5123 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2906

Mortgage

Document Number	0000035667
Date	Jan 24, 2024
Instrument	20240035667

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 18, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 24, 2020
Property Address	5123 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2906
Document Number	0000664449
Map Reference	MB 367 PG 23
Instrument Date	Jun 24, 2020
Instrument	20200664449
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5123 E WINDSTONE TRL, 5123, CAVE CREEK, AZ 85331-2906

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5123 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2906

Mortgage

Document Number	0000664450
Date	Jul 24, 2020
Instrument	20200664450

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 17, 2020
Property Address	5123 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2906
Document Number	0000046693
Instrument Date	Dec 2, 2019
Instrument	46693
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5123 E WINDSTONE TRL CAVE CREEK AZ 853312906, CAVE CREEK, AZ 85331-2906

Mortgage

Document Number	46694
Date	Jan 17, 2020
Instrument	46694

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,500 (-3.46%)	$655,000 (-3.46%) Land $131,000 Building $524,000
2025	$2,504.00 (+7.28%)
2024		$67,850	$678,500 Land $135,700 Building $542,800
2023	$2,334.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mojo Broadband.

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