5122 Ravena Ave W, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5122 Ravena Ave W, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,092 sqft · built 2015
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Company Names on Record
Last Sale	$405,500 (Feb 2022)
Tax Bill	$5,009 (2025)
Deeds & Mortgages	Nov 2025 Transfer Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-25-31-4258-0001-0510`

Property Details

APN / Parcel Number

Primary APN	`20-25-31-4258-0001-0510`
Alternative APN	`253120425800010510`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,092 sqft Living Area
Gross Area	2,666 sqft
1st Floor Area	2,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Lot Depth	115 ft Depth
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5122 RAVENA AVE W
City	SAINT CLOUD
State	FL
Zip	34771-7816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NARCOOSSEE VILLAGE PH 1 PB 22 PG 141-145 LOT 51
Legal Range	31E
Legal Township	25S
Legal Section	20
Legal Subdivision	NARCOOSSEE VILLAGE PH 1
Legal Phase	1
Legal Tract	4258
Legal Block	510
Legal Lot Number	51
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3008
Census Tract	43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5122 RAVENA AVE W, SAINT CLOUD, FL 34771-7816
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Intrafamily Transfer, Transfer
Feb 1, 2022	Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Nov 12, 2020	Foreclosure NOT AVAILABLE
Jun 9, 2017	Warranty Deed, Transfer · FHA Mortgage ABSOLUTE HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	Nov 12, 2020 · Amount on Record
Deed Document Number	202217203
Deed Book / Page	6141 / 1066
Last Transfer Date	Sep 30, 2025
Transfer Doc	0068741932
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Nov 3, 2025
Property Address	5122 RAVENA AVE W, SAINT CLOUD, FL 34771-7816
Document Number	0068741932
Book / Page	6874 / 1932
Map Reference	MB 22 PG 141
Instrument Date	Sep 30, 2025
Instrument	2025135951
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5122 RAVENA AVE W, SAINT CLOUD, FL 34771-7816

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	5122 RAVENA AVE W, SAINT CLOUD, FL 34771-7816

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 1, 2022
Property Address	5122 RAVENA AVE W, SAINT CLOUD, FL 34771-7816
Document Number	0061411066
Book / Page	6141 / 1066
Map Reference	MB 22 PG 141
Instrument Date	Jan 28, 2022
Instrument	2022017203
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	OLD TAMPA BAY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,838.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2500 OAK ST, KISSIMMEE, FL 34744-4943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 678725, ORLANDO, FL 32867-8725

Mortgage

Document Number	0061411069
Date	Feb 1, 2022
Instrument	6141/1069

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

November 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	OSCEOLA FL
Recording Date	Nov 12, 2020
Property Address	5122 RAVENA AVE W, SAINT CLOUD, FL 34771-7816
Document Number	0058311883
Book / Page	005831 / 001883
Instrument Date	Oct 28, 2020
Instrument	154985
Transaction Type	Foreclosure
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$59.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	2500 OAK ST KISSIMMEE FL 347444943, KISSIMMEE, FL 34744-4943

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 9, 2017
Property Address	5122 RAVENA AVE W, SAINT CLOUD, FL 34771-7816
Document Number	0051612538
Book / Page	5161 / 2538
Map Reference	MB22 PG141-145
Instrument Date	Jun 2, 2017
Instrument	2017084670
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2903 TREE PARK CIR, 2903, FLOWERY BRANCH, GA 30542-2856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5122 RAVENA AVE W, SAINT CLOUD, FL 34771-7816

Mortgage

Document Number	0051612540
Date	Jun 9, 2017
Instrument	5161/2540

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,009.00 (-3.39%)	$351,000 (-5.21%) Land $75,000 Building $276,000	$351,000 (-6.3%) Land $75,000 Building $276,000
2024	$5,185.00 (+2.05%) Homeowner's exemption	$370,285 (+3%)	$374,600 (+4.2%) Land $75,000 Building $299,600
2023	$5,081.00 (+9.39%) Homeowner's exemption	$359,500 (+16.04%) Land $65,000 Building $294,500	$359,500 (+16.04%) Land $65,000 Building $294,500
2022	$4,645.00	$309,800 Land $60,000 Building $249,800	$309,800 Land $60,000 Building $249,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people · EPA ID FL3494439
Water Source	Groundwater
Last State Inspection	Jan 2025
Also Mapped Here	TOHO WATER AUTHORITY-POINCIANA SYSTEM
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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