Manistee County property record for 5122 Main St, Onekama, MI 49675
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on Record |
| Last Sale | $300,000 (Jun 2021) |
| Tax Bill | $3,103 (2025) |
| Deeds & Mortgages | Aug 2012 Mortgage Jan 2012 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-150-010-00 |
| Primary APN | 41-150-010-00 |
|---|
| Lot Area | 10,454 sqft (0.24 acres) |
|---|---|
| Lot Dimensions | 75 ft deep x 140 ft wide |
| Street Address | 5122 MAIN ST |
|---|---|
| City | ONEKAMA |
| State | MI |
| Zip | 49675-9701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF ONEKAMA EAST ADD LOTS 10, 11 & 12, EXC E 40 FT OF LOT 12; ALSO PT GOVT LOT 1, COM AT NE COR OF LOT 11, EAST ADD, T |
| Legal Subdivision | EAST ADD |
| Legal Lot Number | 10-1 |
| Jurisdiction | MANISTEE MI |
| Township / Civil Division | ONEKAMA |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 300 |
Source: Manistee County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 56, ONEKAMA, MI 49675-0056 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 13, 2012 | Deed of Trust, Mortgage · Commercial Mortgage HUNTINGTON NATIONAL BANK |
| Jan 3, 2012 | Warranty Deed, Transfer |
| Sep 23, 2010 | Quit Claim Deed, Transfer Quitclaim |
| Sep 23, 2009 | Warranty Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2021 · Amount on Record |
| Deed Sale | Jun 4, 2021 · Amount on Record |
| Prior Sale | Dec 23, 2011 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANISTEE MI |
| Property Address | 5122 MAIN ST, ONEKAMA, MI 49675-9701 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2012R004969 |
|---|---|
| Date | Aug 13, 2012 |
| Instrument | 2012R004969 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANISTEE MI |
| Recording Date | Jan 3, 2012 |
| Property Address | 5122 MAIN ST, ONEKAMA, MI 49675-9701 |
| Document Number | 2012R000039 |
| Instrument | 2012R000039 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MANISTEE MI |
| Recording Date | Sep 23, 2010 |
| Property Address | 5122 MAIN ST, ONEKAMA, MI 49675-9701 |
| Document Number | 2010R004780 |
| Instrument Date | Sep 10, 2010 |
| Instrument | 2010R004780 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Not Public Record |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANISTEE MI |
| Recording Date | Sep 23, 2009 |
| Property Address | 5122 MAIN ST, ONEKAMA, MI 49675-9701 |
| Document Number | 2009R005644 |
| Instrument Date | Sep 23, 2009 |
| Instrument | 2009R005644 |
| Transaction Type | Foreclosure |
| Record Updated | May 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Manistee County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Manistee County |
| County Subdivision | Onekama Township |
| Municipality | Onekama Village |
| Unified School District | Onekama Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,300 | $558,600 | |
| 2025 | $3,103.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1982–2026) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLEY SIDE APARTMENTS private · serves 45 people · EPA ID MI0006763 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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