Northampton County property record for 5122 Magotha Rd, Cape Charles, VA 23310
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,904 sqft · built 2007 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Aug 2020) |
| Tax Bill | $2,021 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 113-5-B |
| Primary APN | 113-5-B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 41,382 sqft (0.95 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 1,792 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 478990 |
|---|---|
| Street Address | 5122 MAGOTHA RD |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-1661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT B TOWNSEND LOT B TOWNSEND |
| Legal Subdivision | ELDRED A COSTIN PROP |
| Legal Lot Number | B |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 930302 |
5122 Magotha Rd is owned by an individual who bought it in August 2020.
Source: Northampton County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 71, TOWNSEND, VA 23443-0071 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2020 · Amount on File |
| Deed Sale | Aug 18, 2020 · Amount on File |
| Deed Document Number | 20201502 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jul 29, 2026 |
| Property Address | 5122 MAGOTHA RD, CAPE CHARLES, VA 23310-1661 |
| Document Number | 0000001358 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 20261358 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000001358, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 20261358 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Aug 18, 2020 |
| Property Address | 5122 MAGOTHA RD, CAPE CHARLES, VA 23310-1661 |
| Document Number | 0200001502 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 200001502 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5122 MAGOTHA RD, CAPE CHARLES, VA 23310-1661 |
| Document Number | 0200001503 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 200001503 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 5122 Magotha Rd was $2,021.
Source: Northampton County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,021.00 | $286,800 Land $34,300 Building $252,500 | |
| 2024 | $286,800 (+26.4%) Land $34,300 Building $252,500 | ||
| 2023 | $1,724.00 | $226,900 Land $24,900 Building $202,000 | $226,900 Land $24,900 Building $202,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5122 Magotha Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5122 Magotha Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Eastern Shore of Virginia Broadband Authority Fiber | 200 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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