5121 Old Harding Rd, Franklin, TN 37064 Property Records

Williamson County property record for 5121 Old Harding Rd, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,668 sqft · built 2013
Lot Size	6.24 acres (271,814 sqft)
Owner	Individual Name on File
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`023-078.02-000`

Property Details

APN / Parcel Number

Primary APN	`023-078.02-000`
Alternative APNs	`094023 07802` `181987`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,668 sqft Living Area
Gross Area	2,799 sqft
Basement Area	1,131 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Roof Material	Asphalt
Lot Area	271,814 sqft (6.24 acres)
Terrain	Rolling
View / Lot	Corner
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	5121 OLD HARDING RD
City	FRANKLIN
State	TN
Zip	37064-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	SUBD DERRICK & CURRAN PB 46 PG 75 LOT 0002
Legal Subdivision	DERRICK & CURRAN
Legal Lot Number	0002
Jurisdiction	WILLIAMSON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1014
Census Tract	50502

Owner

5121 Old Harding Rd is owned and occupied by an individual who acquired it in June 2020.

Source: Williamson County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	5121 OLD HARDING RD, FRANKLIN, TN 37064-9408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Jun 10, 2020	Quit Claim Deed, Transfer BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 10, 2020
Transfer Doc	0080380632
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	5121 OLD HARDING RD, FRANKLIN, TN 37064-9408
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5121 OLD HARDING RD, FRANKLIN, TN 37064-9408

Mortgage

Document Number	0088480742
Date	Dec 16, 2021
Book Page	8848/742
Instrument	21073913

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 3, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 10, 2020
Property Address	5121 OLD HARDING RD, FRANKLIN, TN 37064-9408
Document Number	0080380632
Book / Page	008038 / 000632
Instrument Date	Jun 10, 2020
Instrument	27901
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5121 OLD HARDING RD FRANKLIN TN 370649408, FRANKLIN, TN 37064-9408

Mortgage

Document Number	80380620
Date	Jun 10, 2020
Book Page	008038/000620
Instrument	27900

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5121 Old Harding Rd was $2,554, up 9.1% from the year before.

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,554.00 (+9.1%)	$196,475 Land $113,750 Building $82,725	$785,900 Land $455,000 Building $330,900
2024	$2,341.00
2023	$2,341.00	$124,500 (-) Land $56,875 Building $67,625	$498,000 (-) Land $227,500 Building $270,500
2022	$2,341.00	$124,500 Land $56,875 Building $67,625	$498,000 Land $227,500 Building $270,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5121 Old Harding Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	14 (2010–2026)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5121 Old Harding Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	H.B.& T.S. UTILITY DISTRICT serves 40,094 people · EPA ID TN0000699
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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