5121 N Pratt St, Covington, GA 30014 Property Records

Newton County property record for 5121 N Pratt St, Covington, GA 30014

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 3 ba · 2,130 sqft · built 2021
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Apr 2025)
Tax Bill	$5,142 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Aug 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`C0350-00070-082-000`

Property Details

APN / Parcel Number

Primary APN	`C0350-00070-082-000`
Alternative APN	`45068`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,130 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Modular
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Area	400 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45068
Street Address	5121 N PRATT ST
City	COVINGTON
State	GA
Zip	30014-2761
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	LT 82 CLARKS GROVE PH 2A
Legal Subdivision	CLARKS GROVE
Legal Phase	2A
Legal Lot Number	82
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2045
Census Tract	100400

Owner

5121 N Pratt St, a residential property, is owned and occupied by an individual who bought it in April 2025.

Source: Newton County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5121 N PRATT ST, COVINGTON, GA 30014-2761
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE
Aug 24, 2020	Grant Deed, Construction Loan · Construction Mortgage CENTERSTATE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2025 · Amount on File
Deed Sale	Apr 11, 2025 · Amount on File
Prior Sale	May 14, 2021 · Amount on File
Deed Document Number	D2025-003812
Deed Book / Page	4718 / 16
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	May 14, 2021
Property Address	5121 N PRATT ST, COVINGTON, GA 30014-2761
Document Number	0041980657
Book / Page	4198 / 657
Instrument Date	May 14, 2021
Instrument	2021-002655
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5121 PRATT ST SW, COVINGTON, GA 30014-2759

Mortgage

Document Number	0041980000000658
Date	May 20, 2021
Book Page	0000004198/0000000658
Instrument	009548

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

August 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 24, 2020
Property Address	5121 N PRATT ST, COVINGTON, GA 30014-2761
Document Number	0040570035
Book / Page	004057 / 000035
Instrument Date	Aug 21, 2020
Instrument	11710
Transaction Type	Construction Loan
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$57.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5121 N PRATT ST COVINGTON GA 30014, COVINGTON, GA 30014

Mortgage

Document Number	40570041
Date	Aug 24, 2020
Book Page	004057/000041
Instrument	11711

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	NORCROSS, GA 30092

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 23, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5121 N Pratt St was $5,142.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Covington City
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,142.00	$172,880 Land $24,000 Building $148,880	$432,200 Land $60,000 Building $372,200
2023		$129,600 Land $12,400 Building $117,200	$324,000 Land $31,000 Building $293,000
2022	$3,977.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5121 N Pratt St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5121 N Pratt St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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