DeSoto County property record for 5121 Belmont Rd, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,891 sqft · built 1999 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,100 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-9-31-00-0-00006-00 |
| Primary APN | 3-07-9-31-00-0-00006-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,891 sqft Adjusted Area |
| 1st Floor Area | 1,617 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 261,360 sqft (6 acres) |
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 1,897 sqft |
| Street Address | 5121 BELMONT RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 31-3-7 PT NW1/4 NW1/4 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 31 |
| Legal Lot Number | 6 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 71124 |
Source: DeSoto County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5121 BELMONT RD, HERNANDO, MS 38632-8931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Mar 26, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 28, 2016 |
| Transfer Doc | 000791/096 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 5121 BELMONT RD, HERNANDO, MS 38632-8931 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 5663/33522 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 5663/33522 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 5121 BELMONT RD, HERNANDO, MS 38632-8931 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5121 BELMONT RD, HERNANDO, MS 38632-8931 |
| Document Number | 5660/52542 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 5660/52542 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 5121 BELMONT RD, HERNANDO, MS 38632-8931 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 005195/187 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 5195/187 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,100.00 (+10.55%) | $16,776 (+30.8%) Land $3,691 Building $13,085 | $167,458 (+30.87%) Land $36,607 Building $130,851 |
| 2023 | $995.00 | $12,826 | $127,954 Land $36,620 Building $91,334 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 57% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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