5120 Oak Ridge Dr, Lumberton, TX 77657 Property Records

Hardin County property record for 5120 Oak Ridge Dr, Lumberton, TX 77657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,314 sqft · built 2020
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on Record
Last Sale	$136,300 (Jul 2017)
Tax Bill	$3,440 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006201-000545`

Property Details

APN / Parcel Number

Primary APN	`006201-000545`
Alternative APN	`73252`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	1,314 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Material	Composition Shingle
Lot Area	6,050 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Area	132 sqft
Porch	Slab
Utility Building	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	73252
Street Address	5120 OAK RIDGE DR
City	LUMBERTON
State	TX
Zip	77657-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S06201 WESTWOOD VILLAGE III, LOT 108, ACRES .1389
Legal Subdivision	WESTWOOD VILLAGE III
Legal Lot Number	108
Jurisdiction	HARDIN TX
Township / Civil Division	KOUNTZE
Census Block Group	3
Census Block	3076
Census Tract	30302

Owner

Source: Hardin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5120 OAK RIDGE DR, LUMBERTON, TX 77657-2326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage NECHES FCU
Dec 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jul 12, 2017	Vendor's Lien, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC
Feb 15, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2017 · Amount on Record
Deed Sale	Jul 12, 2017 · Amount on Record
Prior Sale	Jul 26, 2016 · Amount on Record
Deed Document Number	201775758
Prior Transfer Date	Jun 30, 2017
Prior Transfer Doc	0000075758
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TX
Property Address	5120 OAK RIDGE DR, LUMBERTON, TX 77657-2326
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123473
Date	Feb 16, 2022
Instrument	2022-123473

Lender

Name	NECHES FCU
Type	Credit Union
Address	PORT NECHES, TX 77651

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TX
Property Address	5120 OAK RIDGE DR, LUMBERTON, TX 77657-2326
Document Number	0000111070
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5120 OAK RIDGE DR LUMBERTON TX 776572326, LUMBERTON, TX 77657-2326

Mortgage

Document Number	0000111070
Date	Jan 14, 2021
Instrument	111070

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 13, 2046

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARDIN TX
Recording Date	Jul 12, 2017
Property Address	5120 OAK RIDGE DR, LUMBERTON, TX 77657-2326
Document Number	0000075758
Map Reference	VOL4 PG151&151
Instrument Date	Jun 30, 2017
Instrument	2017-75758
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21115 AMERICAN YELLOWWOOD PL, 21115, PORTER, TX 77365-6887

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5120 OAK RIDGE DR, LUMBERTON, TX 77657-2326

Mortgage

Document Number	0000075759
Date	Jul 12, 2017
Instrument	2017-75759

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDIN TX
Recording Date	Feb 15, 2017
Property Address	5120 OAK RIDGE DR, LUMBERTON, TX 77657-2326
Document Number	0000072049
Instrument Date	Feb 15, 2017
Instrument	72049
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5120 OAK RIDGE DR LUMBERTON TX 776572326, LUMBERTON, TX 77657-2326

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hardin County
Unified School District	Lumberton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,440.00 (+94.68%) Homeowner's exemption	$199,054 (+2.2%) Land $42,900 Building $156,154	$199,054 (+2.2%) Land $42,900 Building $156,154
2025	$1,767.00 (-18.46%) Homeowner's exemption	$194,762 (-) Land $42,900 Building $151,862	$194,762 (-) Land $42,900 Building $151,862
2024	$2,167.00 (-1.63%) Homeowner's exemption	$194,762 (+1.84%) Land $42,900 Building $151,862	$194,762 (+1.84%) Land $42,900 Building $151,862
2023	$2,203.00 Homeowner's exemption	$191,239 Land $42,900 Building $148,339	$191,239 Land $42,900 Building $148,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Nearby Flood Policies	63 in force
Nearby Flood Claims	11 (2017–2026)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Sep 2026
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUMBERTON MUD serves 31,428 people · EPA ID TX1000035
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Highline Internet.

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