5120 Niagara St, Wayne, MI 48184 Property Records

Wayne County property record for 5120 Niagara St, Wayne, MI 48184

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,026 sqft · built 1943
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$164,900 (Oct 2025)
Tax Bill	$2,514 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`55 024 01 1054 000`

Property Details

APN / Parcel Number

Primary APN	`55 024 01 1054 000`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Roof Type	Gable
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	135 ft deep x 40 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5120 NIAGARA ST
City	WAYNE
State	MI
Zip	48184-2640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34F1054 LOT 1054 AVONDALE SUB NO. 5 T2S R9E L60 P57 WCR
Legal Subdivision	AVONDALE NO 5
Legal Lot Number	1054
Jurisdiction	WAYNE MI
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1008
Census Tract	566900

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	69 PONDEROSA TRL N, BELLEVILLE, MI 48111-5397
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Sep 27, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
May 28, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 28, 2019	Warranty Deed, Transfer SELECT TITLE COMPANY, SELECT TITLE CO
Aug 3, 2018	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE CTR LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	2025280946
Deed Book / Page	59823 / 1352
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	5120 NIAGARA ST, WAYNE, MI 48184-2640
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5120 NIAGARA ST, WAYNE, MI 48184-2640

Mortgage

Document Number	0566151087
Date	Apr 7, 2021
Book Page	56615/1087
Instrument	2021177888

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Nov 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	5120 NIAGARA ST, WAYNE, MI 48184-2640
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5120 NIAGARA ST, WAYNE, MI 48184-2640

Mortgage

Document Number	0570651268
Date	Sep 27, 2021
Book Page	57065/1268
Instrument	2021354712

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	5120 NIAGARA ST, WAYNE, MI 48184-2640
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5120 NIAGARA ST, WAYNE, MI 48184-2640

Mortgage

Document Number	0588880942
Date	May 28, 2024
Book Page	58888/942
Instrument	2024171362

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Oct 3, 2025
Property Address	5120 NIAGARA ST, WAYNE, MI 48184-2640
Document Number	0598231352
Book / Page	59823 / 1352
Map Reference	LB 60 PG 57
Instrument Date	Oct 1, 2025
Instrument	2025280946
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	PRUS TITLE AGENCY LLC, TRU TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5120 NIAGARA ST, WAYNE, MI 48184-2640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 PONDEROSA TRL N, BELLEVILLE, MI 48111-5397

Mortgage

Document Number	0598271353
Date	Oct 3, 2025
Instrument	59827/1353

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Feb 28, 2019
Property Address	5120 NIAGARA ST, WAYNE, MI 48184-2640
Document Number	0548811021
Book / Page	054881 / 001021
Instrument Date	Feb 27, 2019
Instrument	44587
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transaction

Amount	Amount Recorded
Tax	$859.99
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5120 NIAGARA ST WAYNE MI 481842640, WAYNE, MI 48184-2640

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	5120 NIAGARA ST, WAYNE, MI 48184-2640
Document Number	0000241350
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018
Title Company	SELECT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	171 SHEFFIELD #16 SALINE MI 481761020, 16, SALINE, MI 48176-1020

Mortgage

Document Number	0000241350
Date	Aug 8, 2018
Instrument	241350

Lender

Name	MORTGAGE CTR LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2048

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Wayne City
Unified School District	Wayne-Westland Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,400 (+7.74%)	$144,800 (+7.74%)
2025	$2,514.00 (+7.48%) Homeowner's exemption	$67,200 (+30.49%)	$134,400 (+30.49%)
2023	$2,339.00 (+10.43%) Homeowner's exemption	$51,500	$103,000
2019	$2,118.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYNE serves 17,713 people · EPA ID MI0006950
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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