5120 N River Rd, Unit E, Oceanside, CA 92057 Property Records

San Diego County property record for 5120 N River Rd, Unit E, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 992 sqft · built 1984
Lot Size	3.44 acres (150,096 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Feb 2026)
Tax Bill	$3,855 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`122-081-35-39`

Property Details

APN / Parcel Number

Primary APN	`122-081-35-39`
Alternative APN	`1220812439`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	992 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Lot Area	150,096 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1220812439
Street Address	5120 N RIVER RD, E
City	OCEANSIDE
State	CA
Zip	92057-3712
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 1 US 39 PER D84-249553&(EX ST&D08-239731)UND INT IN ST CLSD TR 010459
Legal Subdivision	RIVERVIEW TWNHMS
Legal Tract	010459
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18620

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5120 N RIVER RD, E, OCEANSIDE, CA 92057-3712
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 13, 2021	Grant Deed, Transfer · VA Mortgage CALCON MUTUAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Prior Sale	Jan 13, 2021 · Amount on Record
Deed Document Number	202644173
Prior Transfer Date	Mar 9, 2005
Prior Transfer Doc	0000227043
Record Updated	Oct 29, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 18, 2026
Property Address	5120 N RIVER RD UNIT E, E, OCEANSIDE, CA 92057-3712
Document Number	0000044173
Map Reference	MAP 10459
Instrument Date	Feb 10, 2026
Instrument	2026-0044173
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5120 N RIVER RD UNIT E, E, OCEANSIDE, CA 92057-3712

Mortgage

Document Number	0000044174
Date	Feb 18, 2026
Instrument	2026-0044174

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 13, 2021
Property Address	5120 N RIVER RD UNIT E, E, OCEANSIDE, CA 92057-3712
Document Number	0000027568
Map Reference	MAP 10459
Instrument Date	Dec 18, 2020
Instrument	2021-0027568
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5120 N RIVER RD UNIT E, E, OCEANSIDE, CA 92057-3712

Mortgage

Document Number	0000027569
Date	Jan 13, 2021
Instrument	2021-0027569

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$347,780 (+2%) Land $208,254 Building $139,526
2025	$3,855.00 (+5.16%)	$340,962 (+4.04%) Land $204,171 Building $136,791
2023	$3,666.00 (+1.52%)	$327,724 Land $196,244 Building $131,480
2022	$3,611.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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