5120 Garrison Rd, Laingsburg, MI 48848 Property Records

Shiawassee County property record for 5120 Garrison Rd, Laingsburg, MI 48848

Property Summary

Property Type	Single Family Home
Lot Size	5.7 acres (248,292 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Mar 2022)
Tax Bill	$9,404 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`010-07-400-004-01`

Property Details

APN / Parcel Number

Primary APN	`010-07-400-004-01`

Exterior

Lot Area	248,292 sqft (5.7 acres)

Location & Zoning

Street Address	5120 GARRISON RD
City	LAINGSBURG
State	MI
Zip	48848-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 7 T6N R2E COM AT A PT WHICH IS W 323.77 FT FROM SE COR OF SEC CONTINUING W 330 FT N 764 FT E 330 FT S 764 FT TO BEG 5.7 A
Legal Range	02E
Legal Township	06N
Legal Section	07
Legal Subdivision	SESEQTRS7T6NR2E
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	BENNINGTON
Census Block Group	2
Census Block	2007
Census Tract	31401

Owner

5120 Garrison Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Shiawassee County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5120 GARRISON RD, LAINGSBURG, MI 48848-9715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Warranty Deed, Transfer · Conventional Mortgage ROSS MORTGAGE CORP
Jan 24, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance METRO MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2022 · Amount on File
Deed Sale	Mar 3, 2022 · Amount on File
Prior Sale	Jun 27, 2012 · Amount on File
Deed Document Number	20223357346
Deed Book / Page	1293 / 444
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 3, 2022
Property Address	5120 GARRISON RD, LAINGSBURG, MI 48848-9715
Document Number	0012930444
Book / Page	1293 / 444
Instrument Date	Feb 23, 2022
Instrument	3357346
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	ABSTRACT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4436 SANIBEL WAY, 4436, BRADENTON, FL 34203-3166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 MCDOWELL ST, FERNDALE, MI 48220-1138

Mortgage

Document Number	0003357347
Date	Mar 3, 2022
Instrument	3357347

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	5120 GARRISON RD, LAINGSBURG, MI 48848-9715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CISLO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012420287
Date	Jan 24, 2018
Book Page	1242/287
Instrument	3305652

Lender

Name	METRO MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5120 Garrison Rd was $9,404 with a homeowner's exemption, up 2.8% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Bennington Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,000 (+13%)	$812,000 (+13%)
2025	$9,404.00 (+2.84%) Homeowner's exemption	$359,300	$718,600
2024	$9,144.00 (+99.09%)
2023	$4,593.00 Homeowner's exemption	$315,600	$631,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5120 Garrison Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5120 Garrison Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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