Citrus County property record for 5120 E Arbor St, Inverness, FL 34452
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,790 sqft · built 1997 |
| Lot Size | 1.64 acres (71,438 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Oct 2016) |
| Tax Bill | $2,029 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-30-0010-04440-005.0 |
| Primary APN | 20E-19S-30-0010-04440-005.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,790 sqft Living Area |
| 1st Floor Area | 1,790 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 71,438 sqft (1.64 acres) |
| Lot Dimensions | 280 ft deep x 255 ft wide |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 288 sqft |
| Porch | Open Porch |
| Porch Area | 275 sqft |
| Patio Area | 375 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1839238 |
|---|---|
| Old Parcel Number | 3019S20E0010044400050 |
| Street Address | 5120 E ARBOR ST |
| City | INVERNESS |
| State | FL |
| Zip | 34452-7526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR MED DENSITY RESIDENT |
| Legal Description | INVERNESS HGLDS WEST 1ST ADD PB 5 PG 44 LOT 5 BLK 444 |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 31 |
| Legal Subdivision | INVERNESS HIGHLANDS WEST 1ST A |
| Legal Block | 444 |
| Legal Lot Number | 5 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 451101 |
Source: Citrus County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5120 E ARBOR ST, INVERNESS, FL 34452-7526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 6, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK |
| Apr 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2016 · Amount on Record |
| Deed Sale | Oct 28, 2016 · Amount on Record |
| Prior Sale | Mar 7, 2006 · Amount on Record |
| Deed Document Number | 2016049406 |
| Deed Book / Page | 2790 / 1385 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 5120 E ARBOR ST, INVERNESS, FL 34452-7526 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0032090703 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 3209/703 |
| Instrument | 2021066613 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 153 Months |
| Due | Jun 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 5120 E ARBOR ST, INVERNESS, FL 34452-7526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0028032177 |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 2803/2177 |
| Instrument | 2017000779 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 5120 E ARBOR ST, INVERNESS, FL 34452-7526 |
| Document Number | 0029731755 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 5120 E ARBOR ST INVERNESS FL 344527526, INVERNESS, FL 34452-7526 |
| Document Number | 0029731755 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 002973/001755 |
| Instrument | 22687 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 5, 2034 |
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,029.00 (+5.62%) Homeowner's exemption Additional exemption filed | $342,829 (+2.34%) Land $55,760 Building $287,069 | $342,829 (+2.34%) Land $55,760 Building $287,069 |
| 2024 | $1,921.00 (+2.73%) Homeowner's exemption Additional exemption filed | $334,989 (+2.87%) Land $49,200 Building $285,789 | $334,989 (+2.87%) Land $49,200 Building $285,789 |
| 2023 | $1,870.00 (+19.34%) Homeowner's exemption Additional exemption filed | $325,651 (+20.07%) Land $39,360 Building $286,291 | $325,651 (+20.07%) Land $39,360 Building $286,291 |
| 2022 | $1,567.00 Homeowner's exemption Additional exemption filed | $271,228 Land $32,800 Building $238,428 | $271,228 Land $32,800 Building $238,428 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1978–1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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