5120 Crossover St, Fort Smith, AR 72916 Property Records

Sebastian County property record for 5120 Crossover St, Fort Smith, AR 72916

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,660 sqft
Lot Size	0.801 acres (34,892 sqft)
Owner	2 Individual Names on File
Last Sale	$146,000 (May 2017)
Tax Bill	$1,858 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18089-0038-00000-00`

Property Details

APN / Parcel Number

Primary APN	`18089-0038-00000-00`
Alternative APN	`47823`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,660 sqft Living Area
Gross Area	2,122 sqft
1st Floor Area	1,660 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	34,892 sqft (0.801 acres)
Lot Dimensions	350 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	731 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft
Patio Area	738 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	47823
Street Address	5120 CROSSOVER ST
City	FORT SMITH
State	AR
Zip	72916-8905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38
Legal Range	32
Legal Township	07
Legal Section	02
Legal Subdivision	TWIN HILLS ESTATES
Legal Block	2
Legal Lot Number	38
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	2
Census Block	2005
Census Tract	1306

Owner

5120 Crossover St is owned and occupied by two individuals who bought it in May 2017.

Source: Sebastian County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5120 CROSSOVER ST, FORT SMITH, AR 72916-8905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 22, 2017	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2017 · Amount on File
Deed Sale	May 22, 2017 · Amount on File
Prior Sale	Sep 16, 1997 · Amount on File
Deed Document Number	201711110
Prior Transfer Date	Feb 3, 2012
Prior Transfer Doc	2012F02407
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	5120 CROSSOVER ST, FORT SMITH, AR 72916-8905
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022F14785
Date	Jun 16, 2022
Instrument	2022F-14785

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Apr 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	May 22, 2017
Property Address	5120 CROSSOVER ST, FORT SMITH, AR 72916-8905
Document Number	201711110
Instrument Date	May 19, 2017
Instrument	2017 -11110
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	GUARDIAN ABSTRACT AND TITLE COMPANY, GUARANTY ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11518 KINGS WAY DR, 11518, FORT SMITH, AR 72916-8394

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5120 CROSSOVER ST, FORT SMITH, AR 72916-8905

Mortgage

Document Number	2017A11111
Date	May 22, 2017
Instrument	2017A-11111

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5120 Crossover St was $1,858 with a homeowner's exemption.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,858.00 Homeowner's exemption	$49,199 (-) Land $12,000 Building $37,199	$245,995 (-) Land $60,000 Building $185,995
2025	$1,858.00 Homeowner's exemption	$49,199 Land $12,000 Building $37,199	$245,995 Land $60,000 Building $185,995
2023	$1,345.00 Homeowner's exemption	$30,490 Land $9,000 Building $21,490	$152,450 Land $45,000 Building $107,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5120 Crossover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5120 Crossover St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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