5120 Crosley Ave, Duluth, MN 55804 Property Records

St. Louis County property record for 5120 Crosley Ave, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1959
Lot Size	0.23 acres (10,055 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Dec 2025)
Tax Bill	$4,478 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0790-10900`

Property Details

APN / Parcel Number

Primary APN	`010-0790-10900`
Alternative APNs	`1131507` `1193075`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,092 sqft Gross Area
1st Floor Area	1,092 sqft
Basement Area	819 sqft
Finished Basement	819 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	10,055 sqft (0.23 acres)
Garage Area	550 sqft
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1193075
Street Address	5120 CROSLEY AVE
City	DULUTH
State	MN
Zip	55804-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1048 THRU 1051 EX THAT PART TAKENFOR WYOMING ST EXTENSION SERIAL #
Legal Subdivision	CROSLEY PARK ADDITION TO DULUTH
Legal Block	79
Legal Lot Number	1048
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3016
Census Tract	200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5120 CROSLEY AVE, DULUTH, MN 55804-1224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2025 · Amount on Record
Deed Sale	Dec 26, 2025 · Amount on Record
Prior Sale	Sep 14, 2007 · Amount on Record
Deed Document Number	20251097696
Prior Transfer Date	May 4, 2007
Prior Transfer Doc	0000842654
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 26, 2025
Property Address	5120 CROSLEY AVE, DULUTH, MN 55804-1224
Document Number	0001097696
Instrument Date	Dec 1, 2025
Instrument	1097696
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	UNKNOWN, ARROWHEAD ABSTRACT AND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,287.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5120 CROSLEY AVE, DULUTH, MN 55804-1224

Mortgage

Document Number	0001097697
Date	Dec 26, 2025
Instrument	1097697

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5120 CROSLEY AVE, DULUTH, MN 55804-1224
Document Number	00T1032468
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5120 CROSLEY AVE DULUTH MN 558041224, DULUTH, MN 55804-1224

Mortgage

Document Number	00T1032468
Date	Nov 20, 2020
Instrument	T1032468

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 19, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,478.00 (+7.18%) Homeowner's exemption
2025	$4,178.00 (+2.1%) Homeowner's exemption	$340,600 (+6.44%) Land $56,200 Building $284,400	$340,600 (+6.44%) Land $56,200 Building $284,400
2024	$4,092.00	$320,000 (+16.92%) Land $54,200 Building $265,800	$320,000 (+16.92%) Land $54,200 Building $265,800
2022		$273,700 Land $41,700 Building $232,000	$273,700 Land $41,700 Building $232,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	May 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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