5120 Avondale St, Duluth, MN 55804 Property Records

St. Louis County property record for 5120 Avondale St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,436 sqft · built 1969
Lot Size	0.401 acres (17,500 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Sep 2015)
Tax Bill	$5,272 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0790-08010`

Property Details

APN / Parcel Number

Primary APN	`010-0790-08010`
Alternative APN	`995219`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,436 sqft Gross Area
1st Floor Area	1,436 sqft
Basement Area	343 sqft
Finished Basement	343 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	17,500 sqft (0.401 acres)
Garage Area	600 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	63 sqft
Deck Area	72 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	995219
Street Address	5120 AVONDALE ST
City	DULUTH
State	MN
Zip	55804-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 781 THRU 785 SERIAL #
Legal Subdivision	CROSLEY PARK ADD TO DULUTH
Legal Lot Number	781-785
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3021
Census Tract	200

Owner

5120 Avondale St is owned and occupied by an individual who bought it in September 2015.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5120 AVONDALE ST, DULUTH, MN 55804-1211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2015 · Amount on File
Deed Sale	Sep 10, 2015 · Amount on File
Deed Document Number	2015962054
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5120 AVONDALE ST, DULUTH, MN 55804-1211
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001045806
Date	Aug 25, 2021
Instrument	1045806

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5120 AVONDALE ST, DULUTH, MN 55804-1211
Document Number	000T997396
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5120 AVONDALE ST DULUTH MN 558041211, DULUTH, MN 55804-1211

Mortgage

Document Number	000T997396
Date	Apr 27, 2018
Instrument	T997396

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 26, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 5120 Avondale St was $5,272 with a homeowner's exemption, up 7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,272.00 (+7.02%) Homeowner's exemption
2025	$4,926.00 (-0.36%) Homeowner's exemption	$394,000 (+6.26%) Land $76,600 Building $317,400	$394,000 (+6.26%) Land $76,600 Building $317,400
2024	$4,944.00	$370,800 Land $73,900 Building $296,900	$370,800 Land $73,900 Building $296,900
2022		$325,500 Land $56,800 Building $268,700	$325,500 Land $56,800 Building $268,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5120 Avondale St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	May 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5120 Avondale St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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