512 Youcomico Dr, Lancaster, VA 22503 Property Records

Lancaster County property record for 512 Youcomico Dr, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,371 sqft · built 1988
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on Record
Last Sale	$300,449 (Feb 2020)
Tax Bill	$24 (2025)
Deeds & Mortgages	Mar 2013 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31E 1 19`

Property Details

APN / Parcel Number

Primary APN	`31E 1 19`
Alternative APN	`9698`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,371 sqft Living Area
Gross Area	3,106 sqft
1st Floor Area	1,371 sqft
Basement Area	686 sqft
Finished Basement	686 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2001
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	69,696 sqft (1.6 acres)

Exterior Amenities

Deck Area	16 sqft
Patio Area	84 sqft
Boat Lift	Boat Lift
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9698
Street Address	512 YOUCOMICO DR
City	LANCASTER
State	VA
Zip	22503-4215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	JEWELL ACRES 1.6 AC LR20/303
Legal Subdivision	JEWELL ACRES
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	4
Census Block	4008
Census Tract	30100

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6789 ACQUINTON CHURCH RD, KING WILLIAM, VA 23086-2929
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2013	Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC
Feb 11, 2020	Warranty Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2020 · Amount on Record
Deed Sale	Feb 11, 2020 · Amount on Record
Deed Document Number	2020303
Record Updated	Sep 20, 2026

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	512 YOUCOMICO DR, LANCASTER, VA 22503-4215
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001300/651
Date	Mar 26, 2013
Book Page	1300/651

Lender

Name	VBS MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2043

Interest

Rate Type	Fixed Rate
Rate	3.5%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Feb 11, 2020
Property Address	512 YOUCOMICO DR, LANCASTER, VA 22503-4215
Document Number	0200000303
Instrument Date	Jan 27, 2020
Instrument	200000303
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6789 ACQUINTON CHURCH RD, KING WILLIAM, VA 23086-2929
Investor	Possibly a Property Investor

Mortgage

Document Number	0200000304
Date	Feb 11, 2020
Instrument	200000304

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24.00 (-99.03%)	$450,000 (-) Land $94,800 Building $355,200	$450,000 (-) Land $94,800 Building $355,200
2024	$2,475.00 (+21.09%)	$450,000 (+38.67%) Land $94,800 Building $355,200	$450,000 (+38.67%) Land $94,800 Building $355,200
2023	$2,044.00	$324,500 Land $84,800 Building $239,700	$324,500 Land $84,800 Building $239,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	28 (1998–2018)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Nov 2018 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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