Osceola County property record for 512 Wyoming Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1989 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,134 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 76504 |
| Primary APN | 76504 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,232 sqft Heated Area |
| Gross Area | 1,640 sqft |
| 1st Floor Area | 1,232 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 150 ft deep x 57.5 ft wide |
| Garage Type | Finished |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
| Porch Area | 48 sqft |
| Patio Area | 180 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 76504 |
|---|---|
| Street Address | 512 WYOMING AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 33 BLK 3 LOT 7 & N1/2 LOT 8 & S 20 FT LOT 6 1/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 3 |
| Legal Lot Number | 1,6-8 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 5 |
| Census Block | 5033 |
| Census Tract | 43500 |
512 Wyoming Ave is owned and occupied by two individuals who acquired it in August 2021.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 WYOMING AVE, SAINT CLOUD, FL 34769-3080 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2020 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM |
| Dec 22, 2017 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2021 |
| Deed Sale | Aug 3, 2021 |
| Prior Sale | Dec 22, 2017 · Amount on File |
| Deed Document Number | 2020066513 |
| Deed Book / Page | 5725 / 809 |
| Prior Transfer Date | May 20, 2020 |
| Prior Transfer Doc | 2020066513 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 20, 2020 |
| Property Address | 512 WYOMING AVE, SAINT CLOUD, FL 34769-3080 |
| Document Number | 0057250809 |
| Book / Page | 005725 / 000809 |
| Instrument Date | May 19, 2020 |
| Instrument | 66513 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,589.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 512 WYOMING AVE ST CLOUD FL 347693080, ST CLOUD, FL 34769-3080 |
| Document Number | 57250811 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 005725/000811 |
| Instrument | 66514 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 22, 2017 |
| Property Address | 512 WYOMING AVE, SAINT CLOUD, FL 34769-3080 |
| Document Number | 0052581933 |
| Book / Page | 5258 / 1933 |
| Map Reference | MB8 PG33&34 |
| Instrument Date | Dec 6, 2017 |
| Instrument | 2017182324 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | LA ROSA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2341 GROVE ST, 2341, SARASOTA, FL 34239-4626 |
| Name | Verified Name |
|---|---|
| Address | 512 WYOMING AVE, SAINT CLOUD, FL 34769-3080 |
| Document Number | 2017182325 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 2017182325 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 512 Wyoming Ave was $3,134 with exemptions applied.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,134.00 Homeowner's exemption Widower's exemption | $222,970 | $306,300 Land $46,800 Building $259,500 |
| 2023 | $2,939.00 (+0.62%) Homeowner's exemption Widower's exemption | $210,376 (+3%) | $279,200 (+10.4%) Land $42,500 Building $236,700 |
| 2022 | $2,921.00 Homeowner's exemption | $204,249 | $252,900 Land $38,200 Building $214,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 512 Wyoming Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 Wyoming Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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