512 Winter Wheat Ct, Matthews, NC 28104 Property Records

Union County property record for 512 Winter Wheat Ct, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	5 bd · 4.5 ba · 4,902 sqft · built 2017
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Last Sale	$785,500 (Dec 2017)
Tax Bill	$7,785 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-123-286`

Property Details

APN / Parcel Number

Primary APN	`06-123-286`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,902 sqft Living Area
1st Floor Area	2,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Attached
Garage Area	931 sqft
Porch	Slab
Porch Area	309 sqft
Deck Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	512 WINTER WHEAT CT
City	MATTHEWS
State	NC
Zip	28104-6135
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RCD WEDDIN
Legal Description	#101 ATHERTON ESTATES PH3 OPCN285-287 OPCN404-406
Legal Subdivision	ATHERTON ESTATES
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2010
Census Tract	21018

Owner

512 Winter Wheat Ct, a rural home, is owned and occupied by an individual who bought it in December 2017.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	512 WINTER WHEAT CT, MATTHEWS, NC 28104-6135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2017 · Amount on File
Deed Sale	Dec 1, 2017 · Amount on File
Prior Sale	Mar 31, 2017 · Amount on File
Deed Document Number	201735231
Deed Book / Page	7063 / 428
Record Updated	Oct 29, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Dec 1, 2017
Property Address	512 WINTER WHEAT CT, MATTHEWS, NC 28104-6135
Document Number	7063428
Book / Page	007063 / 000428
Instrument Date	Nov 15, 2017
Instrument	35231
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,571.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 WINTER WHEAT CT MATTHEWS NC 281046135, MATTHEWS, NC 28104-6135

Mortgage

Document Number	7063431
Date	Dec 1, 2017
Book Page	007063/000431
Instrument	35232

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 512 Winter Wheat Ct was $7,785.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,558,400 (-) Land $305,000 Building $1,253,400	$1,558,400 (-) Land $305,000 Building $1,253,400
2025	$7,785.00	$1,558,400 Land $305,000 Building $1,253,400	$1,558,400 Land $305,000 Building $1,253,400
2023	$5,803.00	$916,900 Land $183,000 Building $733,900	$916,900 Land $183,000 Building $733,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Winter Wheat Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Winter Wheat Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20