512 Whisper Wind Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 512 Whisper Wind Dr, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,032 sqft · built 1966
Lot Size	0.472 acres (20,570 sqft)
Owner	Company Name on File
Last Sale	$1,470,000 (May 2016)
Tax Bill	$21,116 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`265-390-24-00`

Property Details

APN / Parcel Number

Primary APN	`265-390-24-00`
Alternative APN	`2653561200`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,032 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	20,570 sqft (0.472 acres)

Location & Zoning

Old Parcel Number	2653561200
Street Address	512 WHISPER WIND DR
City	ENCINITAS
State	CA
Zip	92024-6551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 DOC69-103655 IN ST CLSD MAP 326&IN TR 000848
Legal Subdivision	COLONY/OLIVENHAIN
Legal Tract	000848
Legal Block	1
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17104

Owner

Source: San Diego County records · APN 265-390-24-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	512 WHISPER WIND DR, ENCINITAS, CA 92024-6551
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 20, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Aug 02, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2016 · Amount on Record
Deed Sale	May 18, 2016 · Amount on Record
Prior Sale	Mar 18, 2013 · Amount on Record
Deed Document Number	2016242352
Last Transfer Date	Sep 23, 2016
Transfer Doc	0000522558
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	512 WHISPER WIND DR, ENCINITAS, CA 92024-6551
Transaction Type	Mortgage
Record Updated	Jun 10, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 WHISPER WIND DR, ENCINITAS, CA 92024-6551

Mortgage

Document Number	0000231938
Date	Jun 02, 2022
Instrument	2022-0231938

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	BOCA RATON, FL 33431

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	512 WHISPER WIND DR, ENCINITAS, CA 92024-6551
Transaction Type	Mortgage
Record Updated	Apr 08, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 WHISPER WIND DR, ENCINITAS, CA 92024-6551

Mortgage

Document Number	0000244297
Date	Mar 30, 2021
Instrument	2021-0244297

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	512 WHISPER WIND DR, ENCINITAS, CA 92024-6551
Document Number	0000123594
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	512 WHISPER WIND DR ENCINITAS CA 920246551, ENCINITAS, CA 92024-6551

Mortgage

Document Number	0000123594
Date	Mar 10, 2020
Instrument	123594

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 09, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	512 WHISPER WIND DR, ENCINITAS, CA 92024-6551
Document Number	0000335128
Instrument Date	Aug 02, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	512 WHISPER WIND DR ENCINITAS CA 920246551, ENCINITAS, CA 92024-6551

Mortgage

Document Number	0000335128
Date	Aug 09, 2019
Instrument	335128

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,774,977 (+2%) Land $1,448,963 Building $326,014
2025	$21,116.00 (+9.72%)	$1,740,174 (+4.04%) Land $1,420,552 Building $319,622
2023	$19,245.00 (+2.35%)	$1,672,603 Land $1,365,392 Building $307,211
2022	$18,803.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730171041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2019, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 250 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, T-Mobile USA, Ting Fiber, San Diego Broadband, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whisper Wind Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures