512 Wheeler Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 512 Wheeler Rd, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,860 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,261 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`077035 02700`

Property Details

APN / Parcel Number

Primary APN	`077035 02700`
Alternative APN	`035 02700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	272 sqft
Deck Area	20 sqft
Patio Area	20 sqft
Shed	1 Shed
Shed Area	80 sqft
Utility Building	416 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	512 WHEELER RD
City	DUNLAP
State	TN
Zip	37327-7054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: MANTRIA PLACE RUSTIC VILLA
Legal Subdivision	MANTRIA PLACE RUSTIC VILLA
Legal Lot Number	1842
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	9
Census Block Group	1
Census Block	1009
Census Tract	60102

Owner

512 Wheeler Rd is owned and occupied by two individuals who acquired it in February 2023.

Source: Sequatchie County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	512 WHEELER RD, DUNLAP, TN 37327-7054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE
Oct 20, 2025	Deed of Trust, Mortgage · FHA Mortgage AGAVE HOME LOANS LLC
Nov 13, 2023	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Dec 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FRANKLIN FIN'L
Oct 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST FRANKLIN FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2023
Deed Sale	Feb 27, 2023
Deed Document Number	0000454800
Prior Transfer Date	Feb 22, 2012
Prior Transfer Doc	12000401
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Recording Date	Sep 1, 2026
Property Address	512 WHEELER RD, DUNLAP, TN 37327-7054
Document Number	0000002991
Book / Page	483 / 1395
Instrument Date	Aug 26, 2026
Instrument	20262991
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 WHEELER RD, DUNLAP, TN 37327-7054

Mortgage

Document Number	0000002991,
Date	Sep 1, 2026
Book Page	483/1395
Instrument	20262991

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2051

Interest

Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	512 WHEELER RD, DUNLAP, TN 37327-7054
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7776 S POINTE PKWY W, PHOENIX, AZ 85044-5423

Mortgage

Document Number	0000003178
Date	Oct 20, 2025
Book Page	477/2523
Instrument	25003178

Lender

Name	AGAVE HOME LOANS LLC
Type	Mortgage Company
Address	7776 S POINTE PKWY W STE 100, PHOENIX, AZ 85044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	512 WHEELER RD, DUNLAP, TN 37327-7054
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002426
Date	Nov 13, 2023
Book Page	466/442
Instrument	23002426

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	512 WHEELER RD, DUNLAP, TN 37327-7054
Document Number	0000002705
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 WHEELER RD DUNLAP TN 373277054, DUNLAP, TN 37327-7054

Mortgage

Document Number	0000002705
Date	Dec 6, 2018
Book Page	000376/000648
Instrument	2705

Lender

Name	FIRST FRANKLIN FIN'L
Type	Funding / Finance Company
Address	HIXSON, TN 37343-2048

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	512 WHEELER RD, DUNLAP, TN 37327-7054
Document Number	0000002116
Book / Page	000360 / 000166
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 WHEELER RD DUNLAP TN 373277054, DUNLAP, TN 37327-7054

Mortgage

Document Number	0000002116
Date	Oct 23, 2017
Book Page	000360/000166
Instrument	2116

Lender

Name	FIRST FRANKLIN FIN'L
Type	Funding / Finance Company
Address	HIXSON, TN 37343-2048

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 512 Wheeler Rd was $1,261.

Source: Sequatchie County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,261.00	$68,650 Land $3,075 Building $65,575
2023	$1,256.00 (+30.56%)	$68,650 (+74.35%) Land $3,075 Building $65,575	$274,600 (+74.35%) Land $12,300 Building $262,300
2022	$962.00	$39,375 Land $1,875 Building $37,500	$157,500 Land $7,500 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Wheeler Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Wheeler Rd is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 90% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAGLE-FREDONIA U.D. serves 3,363 people · EPA ID TN0000927
Water Source	Purchased surface water from BIG CREEK UTILITY DISTRICT
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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