512 Western Ave, Joliet, IL 60435 Property Records

Will County property record for 512 Western Ave, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	1,674 sqft · built 1893
Lot Size	0.29 acres (12,837 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,604 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-09-313-003`

Property Details

APN / Parcel Number

Primary APN	`30-07-09-313-003`
Alternative APN	`07093130030000`

Interior

Stories	2 Stories
Building Area	1,674 sqft
Gross Area	4,457 sqft
Basement Area	1,674 sqft
Unfinished Basement	180 sqft

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Lot Area	12,837 sqft (0.29 acres)
Lot Dimensions	185 ft deep x 68 ft wide
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	512 WESTERN AVE
City	JOLIET
State	IL
Zip	60435-7038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 IN C A STRONGS SUB S1/2 OF THE NW 1/4 PRT OF THE N1/2 OF THE SW 1/4 OF THE E 61.5 FT OF SUB LOT 9 THE W 6 FT OF LOT
Legal Range	10E
Legal Township	35N
Legal Section	09
Legal Subdivision	BROWNS
Legal Lot Number	12
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	3
Census Block	3002
Census Tract	882702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Upper Bluff Historic District listed 1991 · 517 contributing resources · NRIS 91000687

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 WESTERN AVE, JOLIET, IL 60435-7038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE
Nov 22, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 2, 2020	Executor's Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Jan 25, 2018	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026
Deed Sale	May 19, 2026
Prior Sale	Nov 22, 2022 · Amount on Record
Deed Document Number	202629774
Prior Transfer Date	Nov 22, 2025
Prior Transfer Doc	0000029774
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	May 19, 2026
Property Address	512 WESTERN AVE, JOLIET, IL 60435-7038
Document Number	0000029774
Instrument Date	Nov 22, 2025
Instrument	202629774
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	512 WESTERN AVE, JOLIET, IL 60435-7038

Mortgage

Document Number	0000029775,
Date	May 19, 2026
Instrument	202629775

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate	6.25%
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 22, 2022
Property Address	512 WESTERN AVE, JOLIET, IL 60435-7038
Document Number	0000082810
Instrument Date	Nov 9, 2022
Instrument	R2022082810
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 WESTERN AVE, 512, JOLIET, IL 60435-7038

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2218 RED HAWK DR, PLAINFIELD, IL 60586-5381

Mortgage

Document Number	0000082811
Date	Nov 22, 2022
Instrument	R2022082811

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	7.5%

March 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WILL IL
Recording Date	Mar 2, 2020
Property Address	512 WESTERN AVE, JOLIET, IL 60435-7038
Document Number	0000016726
Instrument Date	Feb 3, 2020
Instrument	R2020016726
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1796 104TH AVE, 1796, ZEELAND, MI 49464-1404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 WESTERN AVE, JOLIET, IL 60435-7038

Mortgage

Document Number	0000016727
Date	Mar 2, 2020
Instrument	R2020016727

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Jan 25, 2018
Property Address	512 WESTERN AVE, JOLIET, IL 60435-7038
Document Number	0000006397
Instrument Date	Jan 8, 2018
Instrument	R2018006397
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 WESTERN AVE, JOLIET, IL 60435-7038

Mortgage

Document Number	0000006398
Date	Jan 25, 2018
Instrument	R2018006398

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.98%
Type Change Date	Feb 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,604.00 (+18.41%)	$140,044 (+9.3%) Land $25,244 Building $114,800	$420,132 (+9.3%) Land $75,732 Building $344,400
2024		$128,128 (+24.42%) Land $23,096 Building $105,032	$384,384 (+24.42%) Land $69,288 Building $315,096
2022	$8,955.00 Homeowner's exemption	$102,977 Land $18,563 Building $84,414	$308,931 Land $55,689 Building $253,242

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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