512 Watson Ave, Obion, TN 38240 Property Records

Obion County property record for 512 Watson Ave, Obion, TN 38240

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,090 sqft · built 1956
Lot Size	0.387 acres (16,875 sqft)
Owner	Individual Name on File
Tax Bill	$351 (2018)
Deeds & Mortgages	Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`066123L F 00600`

Property Details

APN / Parcel Number

Primary APN	`066123L F 00600`
Alternative APN	`123L F 00600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,090 sqft Living Area
1st Floor Area	1,090 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,875 sqft (0.387 acres)
Lot Dimensions	225 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	512 WATSON AVE
City	OBION
State	TN
Zip	38240-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 15
Jurisdiction	OBION TN
Township / Civil Division	6
Census Block Group	4
Census Block	4009
Census Tract	965400

Owner

512 Watson Ave is owned and occupied by an individual who acquired it in December 2024.

Source: Obion County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	512 WATSON AVE, OBION, TN 38240-3810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2024
Deed Sale	Dec 6, 2024
Prior Sale	Apr 25, 2008 · Amount on File
Deed Document Number	202485459
Deed Book / Page	404 / 389
Transfer Doc	0026000592
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OBION TN
Property Address	512 WATSON AVE, OBION, TN 38240-3810
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 WATSON AVE, OBION, TN 38240-3810

Mortgage

Document Number	0000378/86
Date	Jan 30, 2024
Book Page	378/86
Instrument	81678

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 23, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Obion County
Municipality	Obion Town
Unified School District	Obion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,775 Land $2,250 Building $16,525
2023		$18,775 (+95.06%) Land $2,250 Building $16,525	$75,100 (+95.06%) Land $9,000 Building $66,100
2022		$9,625 Land $2,000 Building $7,625	$38,500 Land $8,000 Building $30,500
2018	$351.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Watson Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	19 (1990–2011)
Most Recent Claim	May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims Severe Storms & Flooding, Dec 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Watson Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBION WATER DEPT serves 1,615 people · EPA ID TN0000524
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20