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512 W Mill St, Bloomington, IL 61701 Property Records

McLean County property record for 512 W Mill St, Bloomington, IL 61701

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,704 sqft · built 1905
Lot Size0.124 acres (5,395 sqft)
Owner2 Individual Names on File
Last Sale$60,000 (Jul 2016)
Tax Bill$1,671 (2024)
Deeds & MortgagesJul 2026 Line of Credit
Oct 2020 Transfer
Flood ZoneZone X (minimal risk)
APN21-04-366-005

Property Details

APN / Parcel Number

Primary APN21-04-366-005

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,704 sqft Living Area
Gross Area2,056 sqft
1st Floor Area1,028 sqft
Basement Area352 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area5,395 sqft (0.124 acres)
Lot Dimensions115 ft deep x 49 ft wide
View / LotLake Front
PorchOpen Frame Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address512 W MILL ST
CityBLOOMINGTON
StateIL
Zip61701-5146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionHH PAINTERS ADD W49 N1/2 BLK 5
Legal Range02E
Legal Township23N
Legal Section04
Legal SubdivisionPAINTERS ADD
Legal Block5
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2054
Census Tract1600

Owner

512 W Mill St is owned and occupied by two individuals who acquired it in September 2020.

Source: McLean County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address512 W MILL ST, BLOOMINGTON, IL 61701-5146
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · Line of Credit
MORTGAGE MORTGAGE
Oct 28, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2016 · Amount on File
Deed SaleJul 21, 2016 · Amount on File
Prior SaleOct 19, 2006 · Amount on File
Deed Document Number201613352
Last Transfer DateSep 28, 2020
Transfer Doc0000023079
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Recording DateJul 15, 2026
Property Address512 W MILL ST, BLOOMINGTON, IL 61701-5146
Document Number0000009875
Instrument DateJun 18, 2026
Instrument20269875
Transaction TypeMortgage
Record UpdatedJul 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 W MILL ST, BLOOMINGTON, IL 61701-5146

Mortgage

Document Number0000009875,
DateJul 15, 2026
Instrument20269875
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJun 18, 2036
Interest
Rate6.51%
Max Rate-1%

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLEAN IL
Recording DateOct 28, 2020
Property Address512 W MILL ST, BLOOMINGTON, IL 61701-5146
Document Number202000023079
Instrument DateSep 28, 2020
Instrument2020-00023079
Transaction TypeTransfer
Record UpdatedSep 25, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address512 W MILL ST, BLOOMINGTON, IL 61701-5146

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,476 Land $6,639 Building $22,837$88,428 Land $19,917 Building $68,511
2024$1,671.00 (+9.29%)
2023$1,529.00 (+15.57%)$24,296 (+12.63%) Land $5,472 Building $18,824$72,888 (+12.63%) Land $16,416 Building $56,472
2022$1,323.00$21,571 Land $4,858 Building $16,713$64,713 Land $14,574 Building $50,139

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 W Mill St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1981)
Most Recent ClaimAug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 512 W Mill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

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