512 W Main St, Morganton, NC 28655 Property Records

Burke County property record for 512 W Main St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,632 sqft · built 1935
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$161,500 (Oct 2025)
Tax Bill	$1,022 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1773303523`

Property Details

APN / Parcel Number

Primary APN	`1773303523`
Alternative APN	`24579`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	952 sqft
Basement Area	190 sqft
Unfinished Basement	190 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Porch	Slab
Porch Area	368 sqft
Pole Barn	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	512 W MAIN ST
City	MORGANTON
State	NC
Zip	28655-0019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW DENSIT
Legal Description	512 W MAIN ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	3
Census Block	3009
Census Tract	20301

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	512 W MAIN ST, MORGANTON, NC 28655-0019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 31, 2025	Warranty Deed, Transfer
Dec 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	May 31, 2007 · Amount on Record
Deed Document Number	202525009145
Deed Book / Page	2836 / 820
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 31, 2025
Property Address	512 W MAIN ST, MORGANTON, NC 28655-0019
Document Number	0028360820
Book / Page	2836 / 820
Instrument Date	Oct 31, 2025
Instrument	2025009145
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 CREST HILL DR, MORGANTON, NC 28655-8211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 W MAIN ST, MORGANTON, NC 28655-0019

Mortgage

Document Number	2025009146
Date	Oct 31, 2025
Instrument	2025009146

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 31, 2025
Property Address	512 W MAIN ST, MORGANTON, NC 28655-0019
Document Number	0028360669
Book / Page	2836 / 669
Instrument Date	Oct 23, 2025
Instrument	2025009126
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CREST HILL DR, MORGANTON, NC 28655-8211

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	512 W MAIN ST, MORGANTON, NC 28655-0019
Document Number	0023790455
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 W MAIN ST MORGANTON NC 286550019, MORGANTON, NC 28655-0019

Mortgage

Document Number	0023790455
Date	Dec 11, 2018
Book Page	002379/000455
Instrument	22777

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 10, 2033

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Glen Alpine Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,022.00 (-1.54%)	$113,528 (-2.26%) Land $22,205 Building $91,323	$113,528 (-2.26%) Land $22,205 Building $91,323
2025	$1,038.00 (-3.44%)	$116,149 (-) Land $22,205 Building $93,944	$116,149 (-) Land $22,205 Building $93,944
2023	$1,075.00	$116,149 Land $22,205 Building $93,944	$116,149 Land $22,205 Building $93,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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