Monroe County property record for 512 W Clover Ter, Bloomington, IN 47404 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,144 sqft · built 1964 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $193,000 (May 2019) |
| Tax Bill | $4,262 (2025) |
| Deeds & Mortgages | May 2019 Sale & Mortgage May 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-15930-00 |
| Primary APN | 013-15930-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Finished Basement | 832 sqft |
| Family Room | Family Room |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Basement |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 013-15930-00 |
|---|---|
| Street Address | 512 W CLOVER TER |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47404-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CASACADE LOT 77 |
| Legal Subdivision | CASCADE ADDITION |
| Legal Lot Number | 77 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | BLOOMINGTON |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 801 |
Source: Monroe County records · APN 013-15930-00
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 512 W CLOVER TER, BLOOMINGTON, IN 47404-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| May 22, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on Record |
| Deed Sale | May 22, 2019 · Amount on Record |
| Prior Sale | Mar 10, 2011 · Amount on Record |
| Deed Document Number | 20196852 |
| Prior Transfer Date | Mar 08, 2011 |
| Prior Transfer Doc | 2011003437 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | May 22, 2019 |
| Property Address | 512 W CLOVER TER, BLOOMINGTON, IN 47404-1809 |
| Document Number | 2019006852 |
| Map Reference | CAB B ENV 78 |
| Instrument Date | May 17, 2019 |
| Instrument | 2019006852 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 N 675 W, VALPARAISO, IN 46385-9226 |
| Document Number | 2019006853 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 2019006853 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | May 22, 2019 |
| Property Address | 512 W CLOVER TER, BLOOMINGTON, IN 47404-1809 |
| Document Number | 2019006851 |
| Map Reference | CAB B ENV 78 |
| Instrument Date | May 07, 2019 |
| Instrument | 2019006851 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 N 675 W, VALPARAISO, IN 46385-9226 |
| Investor | Possibly a Property Investor |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Bloomington Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,262.00 (+44.52%) | $278,600 (+2.92%) Land $50,900 Building $227,700 | $278,600 (+2.92%) Land $50,900 Building $227,700 |
| 2024 | $2,949.00 (-59.01%) | ||
| 2023 | $270,700 (+12.18%) Land $48,900 Building $221,800 | $270,700 (+12.18%) Land $48,900 Building $221,800 | |
| 2022 | $7,195.00 | $241,300 Land $42,600 Building $198,700 | $241,300 Land $42,600 Building $198,700 |
Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050008012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Cascades Park listed 2024 · 50 contributing resources · NRIS 100010743 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 153 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| IsoFusion | Fiber | 10,000 / 10,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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