512 W Centennial Rd, Papillion, NE 68046 Property Records

Sarpy County property record for 512 W Centennial Rd, Papillion, NE 68046

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,183 sqft · built 1992
Lot Size	0.578 acres (25,220 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,999 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011211326`

Property Details

APN / Parcel Number

Primary APN	`011211326`
Alternative APNs	`113262959220605040000108` `728642`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,183 sqft Total Area
1st Floor Area	1,120 sqft
Basement Area	1,055 sqft
Finished Basement	814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Split Level
Lot Area	25,220 sqft (0.578 acres)
Garage Type	Attached
Garage Area	544 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	947 sqft
Deck Area	210 sqft
Patio Area	1,402 sqft

Location & Zoning

Account Number	728642
Old Parcel Number	113262959220605040000108
Street Address	512 W CENTENNIAL RD
City	PAPILLION
State	NE
Zip	68046-4303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	LOT 108 HUNTERS CROSSING
Legal Subdivision	HUNTERS CROSSING
Legal Lot Number	108
Jurisdiction	SARPY NE
Township / Civil Division	PAPILLION
Census Block Group	3
Census Block	3002
Census Tract	10616

Owner

Source: Sarpy County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 W CENTENNIAL RD, PAPILLION, NE 68046-4303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Line of Credit METRO CU FCU
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Oct 24, 2019	Deed of Trust, Mortgage · Conventional with PMI VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	512 W CENTENNIAL RD, PAPILLION, NE 68046-4303
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007737
Date	Jul 20, 2021
Instrument	2021-27737

Lender

Name	METRO CU FCU
Type	Credit Union
Address	OMAHA, NE 68137

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	512 W CENTENNIAL RD, PAPILLION, NE 68046-4303
Document Number	0000005810
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	512 W CENTENNIAL RD PAPILLION NE 680464303, PAPILLION, NE 68046-4303

Mortgage

Document Number	0000005810
Date	Mar 6, 2020
Instrument	5810

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 5, 2030

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	512 W CENTENNIAL RD, PAPILLION, NE 68046-4303
Document Number	0000027345
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	DRI TITLE AND ESCROW, DRI TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	512 W CENTENNIAL RD PAPILLION NE 680464303, PAPILLION, NE 68046-4303

Mortgage

Document Number	0000027345
Date	Nov 5, 2019
Instrument	27345

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

Tax Assessment & Valuation

Source: Sarpy County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Sarpy County
Municipality	Papillion City
Unified School District	Papillion-La Vista Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,999.00 (+2.13%)	$411,611 (+24.21%) Land $66,000 Building $345,611	$411,611 (+24.21%) Land $66,000 Building $345,611
2024	$5,874.00 (-5.85%)
2023	$6,239.00 (-1.93%)	$331,386 Land $55,000 Building $276,386	$331,386 Land $55,000 Building $276,386
2022	$6,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PAPILLION serves 35,000 people · EPA ID NE3115313
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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