512 W 26th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 512 W 26th St, Lynn Haven, FL 32444

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,198 sqft · built 1980
Lot Size	0.11 acres (4,791 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Dec 2020)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11634-508-000`

Property Details

APN / Parcel Number

Primary APN	`11634-508-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,198 sqft Living Area
1st Floor Area	1,198 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2010
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,791 sqft (0.11 acres)
Lot Dimensions	130 ft deep x 37 ft wide
Driveway	Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	512 W 26TH ST
City	LYNN HAVEN
State	FL
Zip	32444-5465
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MRA
Legal Description	REPLAT OF BELAIRE ESTATES BEG 790 W OF SE COR LOT 1 BLK A TH S 130 W 37.5 N 130 E 37.5 TO POB ORB 4332 P 1105 (1.508) (103B3)
Legal Range	14W
Legal Township	03S
Legal Section	16
Legal Subdivision	REPLAT OF BELAIRE ESTATES
Legal Block	A
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	3
Census Block	3004
Census Tract	1404

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2936 PATRICIA ANN LN, PANAMA CITY, FL 32405-6393
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Deed Document Number	202081546
Deed Book / Page	4332 / 1105
Prior Transfer Date	Apr 11, 2019
Prior Transfer Doc	0041130279
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 2, 2020
Property Address	512 W 26TH ST, LYNN HAVEN, FL 32444-5465
Document Number	0043321105
Book / Page	4332 / 1105
Instrument Date	Nov 25, 2020
Instrument	2020081546
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1216 HUNTINGTON RIDGE RD, 1216, LYNN HAVEN, FL 32444-3189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 W 26TH ST, LYNN HAVEN, FL 32444-5465

Mortgage

Document Number	0043321108
Date	Dec 2, 2020
Instrument	4332/1108

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,438.00 (+66.53%)	$162,085 (+25.89%) Land $18,815 Building $143,270	$162,085 (+9.39%) Land $18,815 Building $143,270
2024	$1,464.00 (+3.68%)
2023	$1,412.00 (+10.49%) Homeowner's exemption	$128,753 (+3%)	$148,172 (+9.42%) Land $17,300 Building $130,872
2022	$1,278.00 Homeowner's exemption	$125,003	$135,415 Land $16,900 Building $118,515

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	8 (1985–2018)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20