512 Vale St, Bloomington, IL 61701 Property Records

McLean County property record for 512 Vale St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,574 sqft · built 1925
Lot Size	0.192 acres (8,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Aug 2016)
Tax Bill	$6,474 (2024)
Deeds & Mortgages	Dec 2025 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-03-480-018`

Property Details

APN / Parcel Number

Primary APN	`21-03-480-018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,574 sqft Living Area
1st Floor Area	858 sqft
Basement Area	858 sqft
Finished Basement	858 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Foundation Type	Brick
Roof Material	Asphalt
Lot Area	8,350 sqft (0.192 acres)
Lot Dimensions	168 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	657 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	512 VALE ST
City	BLOOMINGTON
State	IL
Zip	61701-5669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	RIDGEWOOD ADD LOT 4
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Subdivision	RIDGEWOOD ADD
Legal Lot Number	4
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1019
Census Tract	1800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 VALE ST, BLOOMINGTON, IL 61701-5669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2016 · Amount on Record
Deed Sale	Aug 29, 2016 · Amount on Record
Prior Sale	May 14, 2012 · Amount on Record
Deed Document Number	201616270
Last Transfer Date	Dec 2, 2025
Transfer Doc	0000018444
Record Updated	Oct 29, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 26, 2025
Property Address	512 VALE ST, BLOOMINGTON, IL 61701-5669
Document Number	202500018444
Map Reference	DOC 25957
Instrument Date	Dec 2, 2025
Instrument	2025-00018444
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 VALE ST, BLOOMINGTON, IL 61701-5669

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	512 VALE ST, BLOOMINGTON, IL 61701-5669
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000020904
Date	Oct 7, 2020
Instrument	2020-00020904

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	168 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,815 (+12.76%) Land $12,658 Building $84,157	$290,445 (+12.76%) Land $37,974 Building $252,471
2024	$6,474.00 (+7.19%)	$85,857 (+9.68%) Land $11,225 Building $74,632	$257,571 (+9.68%) Land $33,675 Building $223,896
2023	$6,040.00	$78,276 Land $10,234 Building $68,042	$234,828 Land $30,702 Building $204,126

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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