512 Upham Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 512 Upham Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,511 sqft · built 1924
Lot Size	0.6 acres (26,158 sqft)
Owner	Individual Name on Record
Last Sale	$13,939 (Aug 2021)
Tax Bill	$3,980 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`010-0550-00070`

Property Details

APN / Parcel Number

Primary APN	`010-0550-00070`
Alternative APN	`545775`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,511 sqft Gross Area
1st Floor Area	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Lot Area	26,158 sqft (0.6 acres)
Garage Area	900 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	187 sqft
Deck Area	319 sqft
Storage Building	50 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	545775
Street Address	512 UPHAM RD
City	DULUTH
State	MN
Zip	55811-5535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF LOT 7 BLK 1 LYING N OF CENTRALENTRANCE EX ELY 6.5 FT AND LOT 8 BLK 1 EXTHAT PART TAKEN FOR THE CENTRAL HIGHWAY
Legal Subdivision	CLEARVIEW PARK
Legal Block	1
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2013
Census Tract	301

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3639 PEBBLE TER, PUNTA GORDA, FL 33980-5598
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 11, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Dec 3, 2010 · Amount on Record
Deed Document Number	20211045115
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	512 UPHAM RD, DULUTH, MN 55811-5535
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001050440
Date	Dec 6, 2021
Instrument	1050440

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Aug 11, 2021
Property Address	512 UPHAM RD, DULUTH, MN 55811-5535
Document Number	0001045114
Instrument Date	Jun 22, 2021
Instrument	1045114
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3639 PEBBLE TER, PORT CHARLOTTE, FL 33980-5598

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,980.00 (+3%) Homeowner's exemption
2025	$3,864.00 (+7.04%) Homeowner's exemption	$328,500 (+9.94%) Land $75,500 Building $253,000	$328,500 (+9.94%) Land $75,500 Building $253,000
2024	$3,610.00	$298,800 (+15.1%) Land $54,800 Building $244,000	$298,800 (+15.1%) Land $54,800 Building $244,000
2022		$259,600 Land $58,900 Building $200,700	$259,600 Land $58,900 Building $200,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T.

Nearby Properties on Upham Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures