512 Tomberg Rd, Two Harbors, MN 55616 Property Records

Lake County property record for 512 Tomberg Rd, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,290 sqft · built 1987
Lot Size	5.59 acres (243,936 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Sep 2011)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2018 Mortgage + 2 more
APN	`25-5311-33320`

Property Details

APN / Parcel Number

Primary APN	`25-5311-33320`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,290 sqft Gross Area
Utility Area	804 sqft
Utility Room	Utility Room
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Architectural Style	Log Home
Exterior Material	Logs
Construction Type	Log
Lot Area	243,936 sqft (5.59 acres)

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	180 sqft
Deck Area	228 sqft
Lean-To	264 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	512 TOMBERG RD
City	TWO HARBORS
State	MN
Zip	55616-1473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF W12 OF W12 OF NW14 LYING N OF
Jurisdiction	LAKE MN
Township / Civil Division	LAKE NO. 2
Census Block Group	2
Census Block	2004
Census Tract	370102

Owner

Source: Lake County records, as of August 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	512 TOMBERG RD, TWO HARBORS, MN 55616-1473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit NORTHERN CMTY CU
Jun 25, 2018	Deed of Trust, Mortgage TWO HARBORS FEDERAL CREDIT UNION
Oct 29, 2020	Deed of Trust, Mortgage · Line of Credit NORTHERN CMTY CU
May 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LAKE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2011 · Amount on Record
Deed Sale	Sep 29, 2011 · Amount on Record
Prior Sale	Apr 14, 2011 · Amount on Record
Deed Document Number	280
Prior Transfer Date	Sep 27, 2011
Prior Transfer Doc	A000174752
Record Updated	Jun 7, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	512 TOMBERG RD, TWO HARBORS, MN 55616-1473
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000201480
Date	Nov 21, 2022
Instrument	A000201480

Lender

Name	NORTHERN CMTY CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	512 TOMBERG RD, TWO HARBORS, MN 55616-1473
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000190035
Date	Jun 25, 2018
Instrument	A000190035

Lender

Name	TWO HARBORS FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	55 Months
Due	Jan 1, 2023

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	512 TOMBERG RD, TWO HARBORS, MN 55616-1473
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000195423
Date	Oct 29, 2020
Instrument	A000195423

Lender

Name	NORTHERN CMTY CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	512 TOMBERG RD, TWO HARBORS, MN 55616-1473
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000197255
Date	May 6, 2021
Instrument	A000197255

Lender

Name	LAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$364,700 Land $98,000 Building $266,700	$364,700 Land $98,000 Building $266,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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