512 SW 4th St, Checotah, OK 74426 Property Records

McIntosh County property record for 512 SW 4th St, Checotah, OK 74426

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,756 sqft · built 1972
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Feb 2020)
Tax Bill	$2,910 (2025)
Deeds & Mortgages	May 2020 Line of Credit Feb 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`460026352`

Property Details

APN / Parcel Number

Primary APN	`460026352`
Alternative APN	`2001-00-100-009-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,756 sqft Living Area
1st Floor Area	2,756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460026352
Street Address	512 SW 4TH ST
City	CHECOTAH
State	OK
Zip	74426-4632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9-10, BLK.100 OT-CHECOTAH 1079/701
Legal Range	17E
Legal Township	12N
Legal Section	32
Legal Subdivision	CHECOTAH
Legal Block	100
Legal Lot Number	9,10
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	1
Census Block	1044
Census Tract	779700

Owner

512 SW 4th St is owned and occupied by two individuals who acquired it in February 2024.

Source: McIntosh County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 5, CHECOTAH, OK 74426-0005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES NATIONAL BANK
Feb 4, 2020	Warranty Deed, Construction Loan · Construction Mortgage PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2020 · Amount on File
Deed Sale	Feb 4, 2020 · Amount on File
Deed Document Number	2020492
Deed Book / Page	1079 / 701
Last Transfer Date	Feb 20, 2024
Transfer Doc	0000000688
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	512 SW 4TH ST, CHECOTAH, OK 74426-4632
Transaction Type	Mortgage
Record Updated	Jun 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1086/520
Date	May 22, 2020
Book Page	1086/520
Instrument	2020-001950

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank
Address	CHECOTAH, OK 74426

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 20, 2035

February 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	Feb 4, 2020
Property Address	512 SW 4TH ST, CHECOTAH, OK 74426-4632
Document Number	001079/701
Book / Page	1079 / 701
Instrument Date	Jan 31, 2020
Instrument	2020-000492
Transaction Type	Construction Loan
Record Updated	Mar 15, 2022
Title Company	EUFAULA ABSTRACT AND TITLE COMPANY INC, EUFAULA ABSTRACT & TTL CO IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 5, CHECOTAH, OK 74426-0005

Mortgage

Document Number	2020000493
Date	Feb 4, 2020
Instrument	2020-000493

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jan 28, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 512 SW 4th St was $2,910 with a homeowner's exemption.

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Municipality	Checotah City
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,917 (+3%) Land $1,309 Building $32,608	$308,341 (-9.61%) Land $11,904 Building $296,437
2025	$2,910.00 (-0.03%)	$32,929 (%) Land $1,271 Building $31,658	$341,134 (+11.46%) Land $20,070 Building $321,064
2024	$2,911.00 (+14.61%)	$32,930 (+10.25%) Land $1,359 Building $31,571	$306,067 (+7.57%) Land $12,987 Building $293,080
2023	$2,540.00	$29,869 Land $1,070 Building $28,799	$284,529 Land $12,987 Building $271,542

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 SW 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 SW 4th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Cross Wireless Fiber	1,000 / 500
Vyve Broadband Cable	1,000 / 50

May also be available: AT&T.

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