512 Sunstone Ct, Orange Park, FL 32065 Property Records

Clay County property record for 512 Sunstone Ct, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 2005
Lot Size	0.033 acres (1,427 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Dec 2020)
Tax Bill	$1,522 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-04-24-007869-014-32`

Property Details

APN / Parcel Number

Primary APN	`12-04-24-007869-014-32`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Frame (Stucco or Asbestos)
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	1,427 sqft (0.033 acres)
Garage Type	Attached
Garage Area	240 sqft
Porch	Finished/Open Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	512 SUNSTONE CT
City	ORANGE PARK
State	FL
Zip	32065-5513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 5B CAMBRIDGE @ OAKLEAF PLANTATION AS REC OR 4385 PG 1468
Legal Range	24E
Legal Township	04S
Legal Section	12
Legal Subdivision	CAMBRIDGE
Legal Lot Number	5B
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1002
Census Tract	30205

Owner

512 Sunstone Ct is owned and occupied by an individual who bought it in December 2020.

Source: Clay County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	512 SUNSTONE CT, ORANGE PARK, FL 32065-5513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Sep 16, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 7, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2020 · Amount on File
Deed Sale	Dec 7, 2020 · Amount on File
Prior Sale	Oct 17, 2005 · Amount on File
Deed Document Number	202064190
Deed Book / Page	4385 / 1468
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Jul 24, 2026
Property Address	512 SUNSTONE CT, ORANGE PARK, FL 32065-5513
Document Number	0000036666
Book / Page	5069 / 1390
Instrument Date	May 18, 2026
Instrument	202636666
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 SUNSTONE CT, ORANGE PARK, FL 32065-5513
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036666,
Date	Jul 24, 2026
Book Page	5069/1390
Instrument	202636666

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Oct 1, 2052

Interest

Rate	6.3%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	512 SUNSTONE CT, ORANGE PARK, FL 32065-5513
Transaction Type	Mortgage
Record Updated	Oct 13, 2022
Title Company	WATSON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 SUNSTONE CT, ORANGE PARK, FL 32065-5513

Mortgage

Document Number	0046491019
Date	Sep 16, 2022
Book Page	4649/1019
Instrument	2022056153

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 7, 2020
Property Address	512 SUNSTONE CT, ORANGE PARK, FL 32065-5513
Document Number	0043851468
Book / Page	4385 / 1468
Map Reference	MB 47 PG 11-18
Instrument Date	Nov 30, 2020
Instrument	2020064190
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	813 S BRIDGESTONE AVE, 813, SAINT JOHNS, FL 32259-7926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 SUNSTONE CT, ORANGE PARK, FL 32065-5513
Investor	Possibly a Property Investor

Mortgage

Document Number	0043851470
Date	Dec 7, 2020
Instrument	4385/1470

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 512 Sunstone Ct was $1,522 with a homeowner's exemption, up 5.2% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,522.00 (+5.18%) Homeowner's exemption	$139,967	$204,027 Land $35,000 Building $169,027
2024	$1,447.00 (-51.94%)
2023	$3,011.00 (+5.95%) Homeowner's exemption	$132,062 (+3%)	$202,574 (+15.19%) Land $35,000 Building $167,574
2022	$2,842.00 Homeowner's exemption	$128,216	$175,859 Land $20,000 Building $155,859

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Sunstone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Sunstone Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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