512 Spear Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 512 Spear Ave, Duluth, MN 55803 · Last verified August 2026

Property Highlights

Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Bedrooms	5 Beds
Bathrooms	2 Baths
Year Built	Built 1920
Square Footage	2,100 sqft Gross Area
Lot Size	11,947 sqft (0.274 acres)
Garage	528 sqft
Last Sale	$190,900 (2006)
Tax Bill	$5,410.00 (2026)

Owner

Source: St. Louis County records · APN 010-3320-00590

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	532 WOODLAND AVE, DULUTH, MN 55812-1362
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 18, 2006 · Amount on Record
Deed Sale	Apr 18, 2006 · Amount on Record
Deed Doc Number	2006816239
Last Transfer Date	Aug 27, 2021
Transfer Doc	0001048005
Record Refreshed	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Oct 11, 2021
Property Address	512 SPEAR AVE, DULUTH, MN 55803-2152
Document Number	0001048005
Instrument Date	Aug 27, 2021
Instrument	1048005
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 WOODLAND AVE, DULUTH, MN 55812-1362

Mortgage

Document Number	0001048006
Date	Oct 11, 2021
Instrument	1048006

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,410.00 (+4.6%)
2025	$5,172.00 (+15.04%)	$327,500 (+6.4%) Land $63,500 Building $264,000	$327,500 (+6.4%) Land $63,500 Building $264,000
2024	$4,496.00	$307,800 (+36.68%) Land $59,200 Building $248,600	$307,800 (+36.68%) Land $59,200 Building $248,600
2022		$225,200 Land $40,600 Building $184,600	$225,200 Land $40,600 Building $184,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`010-3320-00590`
Alternative APN	`1118602`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Building Area	2,100 sqft Gross Area
1st Floor	1,050 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	11,947 sqft (0.274 acres)
Garage Area	528 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	156 sqft Deck
Porch Area	276 sqft Porch
Sauna	Sauna
Storage Building	96 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1118602
Street Address	512 SPEAR AVE
City	DULUTH
State	MN
Zip	55803-2152
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT 3 BLOCK 6 SERIAL #
Legal Subdivision	MORLEY HEIGHTS DULUTH
Legal Block	6
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	2
Census Block	2022
Census Tract	500