512 Smith St, Providence, RI 02908 Property Records

Providence City property record for 512 Smith St, Providence, RI 02908

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 3,302 sqft · built 1920
Lot Size	0.123 acres (5,342 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Feb 2020)
Tax Bill	$7,307 (2025)
Deeds & Mortgages	Dec 2023 Transfer Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PROV M:69 L:546`

Property Details

APN / Parcel Number

Primary APN	`PROV M:69 L:546`
Alternative APNs	`P:0690546 L:0000` `32515`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,302 sqft Living Area
Gross Area	5,499 sqft
1st Floor Area	1,320 sqft
Attic	Attic
Attic Area	1,269 sqft
Basement Area	1,320 sqft
Unfinished Basement	1,320 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,342 sqft (0.123 acres)
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	32515
Street Address	512 SMITH ST
City	PROVIDENCE
State	RI
Zip	02908-4308
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-3
Legal Lot Number	546
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1004
Census Tract	2500

Owner

512 Smith St, a triplex, is owned by two individuals who acquired it in November 2023.

Source: Providence City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 WINGATE RD, LINCOLN, RI 02865-4715
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 14, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage ATLANTIC HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on File
Deed Sale	Feb 14, 2020 · Amount on File
Prior Sale	Dec 5, 2001 · Amount on File
Deed Document Number	2020249775
Deed Book / Page	12640 / 209
Last Transfer Date	Nov 27, 2023
Transfer Doc	014021-182
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Dec 5, 2023
Property Address	512 SMITH ST, PROVIDENCE, RI 02908-4308
Document Number	014021-182
Book / Page	14021 / 182
Instrument Date	Nov 27, 2023
Instrument	2023358473
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 WINGATE RD, LINCOLN, RI 02865-4715

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Feb 14, 2020
Property Address	512 SMITH ST, PROVIDENCE, RI 02908-4308
Document Number	012640-209
Book / Page	12640 / 209
Instrument Date	Feb 14, 2020
Instrument	2020249775
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 GESMONDI DR, JOHNSTON, RI 02919-4701

Mortgage

Document Number	2020249776
Date	Feb 14, 2020
Instrument	2020249776

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 512 Smith St was $7,307.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,307.00	$521,900 Land $146,400 Building $375,500
2023	$6,006.00 (+3.09%)	$327,300 (-) Land $69,100 Building $258,200
2022	$5,826.00	$327,300 Land $69,100 Building $258,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 512 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 512 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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