512 Second St, Gypsum, CO 81637 Property Records

Eagle County property record for 512 Second St, Gypsum, CO 81637

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 2,376 sqft · built 1979
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Nov 2021)
Tax Bill	$2,616 (2025)
Deeds & Mortgages	Jul 2022 Transfer Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R016894`

Property Details

APN / Parcel Number

Primary APN	`R016894`
Alternative APN	`2111 053 17 008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,376 sqft Living Area
Gross Area	2,960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Architectural Style	Modular
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	12,502 sqft (0.287 acres)
Garage Area	504 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R016894
Old Parcel Number	211105317008
Street Address	512 SECOND ST
City	GYPSUM
State	CO
Zip	81637-5299
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	SUBDIVISION: BERTROCH SUB FIL 3 BLOCK: 6 LOT: 8
Legal Township	211
Legal Subdivision	BERTROCH SUB FIL 3
Legal Block	6
Legal Lot Number	8
Jurisdiction	EAGLE CO
Township / Civil Division	EAGLE-GYPSUM
Census Block Group	5
Census Block	5011
Census Tract	200

Owner

512 Second St, a residential property, is owned by an individual who acquired it in July 2022.

Source: Eagle County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 174, GYPSUM, CO 81637-0174
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Intrafamily Transfer, Transfer
Nov 24, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jan 21, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING
Oct 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on File
Deed Sale	Nov 24, 2021 · Amount on File
Prior Sale	Nov 24, 2021 · Amount on File
Deed Document Number	0202126478
Last Transfer Date	Jul 12, 2022
Transfer Doc	0000011928
Record Updated	Jun 8, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EAGLE CO
Recording Date	Jul 12, 2022
Property Address	512 SECOND ST, GYPSUM, CO 81637-5299
Document Number	0000011928
Instrument Date	Jul 7, 2022
Instrument	202211928
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 4356, EDWARDS, CO 81632-4356

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAGLE CO
Recording Date	Nov 24, 2021
Property Address	512 SECOND ST, GYPSUM, CO 81637-5299
Document Number	0202126478
Map Reference	MB 286 PG 933
Instrument Date	Nov 18, 2021
Instrument	202126478
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 SECOND ST, 512, GYPSUM, CO 81637-5299

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4356, AVON, CO 81620-4356

Mortgage

Document Number	0202126479
Date	Nov 24, 2021
Instrument	202126479

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAGLE CO
Property Address	512 SECOND ST, GYPSUM, CO 81637-5299
Document Number	0000001558
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	COMMITMENT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 2ND ST GYPSUM CO 81637, GYPSUM, CO 81637

Mortgage

Document Number	0000001558
Date	Jan 29, 2020
Instrument	1558

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAGLE CO
Property Address	512 SECOND ST, GYPSUM, CO 81637-5299
Document Number	0000017274
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	Oct 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 2ND ST GYPSUM CO 81637, GYPSUM, CO 81637

Mortgage

Document Number	0000017274
Date	Oct 10, 2018
Instrument	17274

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 512 Second St was $2,616.

Source: Eagle County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Eagle County
Municipality	Gypsum Town
Unified School District	Eagle County School District RE 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,616.00	$41,530 Land $11,690 Building $29,840	$664,460 Land $187,080 Building $477,380
2023	$2,115.00	$36,600 Land $11,390 Building $25,210	$546,190 Land $169,960 Building $376,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 Second St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Second St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GYPSUM serves 15,272 people · EPA ID CO0119329
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless · Fiber in parts of the area	200 / 20

May also be available: CenturyLink, Vero Fiber.

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