512 School St, Munster, IN 46321 Property Records

Lake County property record for 512 School St, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,074 sqft · built 1958
Lot Size	0.203 acres (8,820 sqft)
Owner	Individual Name on Record
Last Sale	$269,882 (Feb 2026)
Tax Bill	$3,703 (2024)
Deeds & Mortgages	Jul 2024 Second Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`007-18-28-0178-0007`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0178-0007`
Alternative APNs	`45-06-13-453-009.000-027` `182801780007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,074 sqft Living Area
Gross Area	2,594 sqft
1st Floor Area	2,074 sqft
Basement Area	520 sqft
Family Room	Family Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,820 sqft (0.203 acres)
Lot Dimensions	140 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	512 SCHOOL ST
City	MUNSTER
State	IN
Zip	46321-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHOON & HARKEMA 2ND ADD. TO MUNSTER L.7
Legal Subdivision	SCHOON & HARKEMA 2ND
Legal Lot Number	7
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1010
Census Tract	40302

Owner

Source: Lake County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	512 SCHOOL ST, MUNSTER, IN 46321-1129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Feb 19, 2026	Intrafamily Transfer, Transfer · Loan Assumption DRAPER & KRAMER MORTGAGE CORP
Jan 22, 2018	Warranty Deed, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Jan 22, 2018 · Amount on Record
Deed Document Number	2026506763
Prior Transfer Date	Feb 13, 2026
Prior Transfer Doc	0000006763
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	512 SCHOOL ST, MUNSTER, IN 46321-1129
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022281
Date	Jul 9, 2024
Instrument	2024-522281

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2044

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	512 SCHOOL ST, MUNSTER, IN 46321-1129
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015881
Date	Jun 29, 2021
Instrument	2021-515881

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Feb 19, 2026
Property Address	512 SCHOOL ST, MUNSTER, IN 46321-1129
Document Number	0000006763
Map Reference	MB 31 PG 80
Instrument Date	Feb 13, 2026
Instrument	2026-506763
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 SCHOOL ST, MUNSTER, IN 46321-1129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 SCHOOL ST, MUNSTER, IN 46321-1129

Mortgage

Document Number	0000006764
Date	Feb 19, 2026
Instrument	2026-506764

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	305 Months
Due	Jul 1, 2051

Interest

Rate	3.25%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jan 22, 2018
Property Address	512 SCHOOL ST, MUNSTER, IN 46321-1129
Document Number	0000005099
Map Reference	MB31 PG80
Instrument Date	Jan 5, 2018
Instrument	2018 005099
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 SCHOOL ST, MUNSTER, IN 46321-1129

Mortgage

Document Number	0000005100
Date	Jan 22, 2018
Instrument	2018 005100

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$325,500 (+15.18%) Land $66,700 Building $258,800	$325,500 (+15.18%) Land $66,700 Building $258,800
2024	$3,703.00 (+5.59%)
2023		$282,600 (+6.16%) Land $47,100 Building $235,500	$282,600 (+6.16%) Land $47,100 Building $235,500
2022	$3,507.00 Homeowner's exemption	$266,200 Land $47,100 Building $219,100	$266,200 Land $47,100 Building $219,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2008–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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