512 School St, Berwick, ME 03901 Property Records

York County and Berwick Town property record for 512 School St, Berwick, ME 03901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,432 sqft · built 2002
Lot Size	3.78 acres (164,657 sqft)
Owner	2 Individual Names on File
Last Sale	$312,500 (Oct 2018)
Tax Bill	$7,215 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BERW M:R053 B:37 L:3`

Property Details

APN / Parcel Number

Primary APN	`BERW M:R053 B:37 L:3`
Alternative APN	`2051`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,432 sqft Living Area
Gross Area	4,168 sqft
1st Floor Area	1,408 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	164,657 sqft (3.78 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2051
Street Address	512 SCHOOL ST
City	BERWICK
State	ME
Zip	03901-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	WENTWORTH
Legal Block	37
Legal Lot Number	3
Jurisdiction	BERWICK ME
Township / Civil Division	BERWICK
Census Block Group	2
Census Block	2020
Census Tract	32002

Owner

512 School St is owned and occupied by two individuals who bought it in October 2018.

Source: York County and Berwick Town records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	512 SCHOOL ST, BERWICK, ME 03901-2822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Line of Credit ATLANTIC REGIONAL FEDERAL CREDIT UNION
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC REGIONAL FCU
Oct 1, 2018	Warranty Deed, Transfer YORK COUNTY FCU
Mar 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on File
Deed Sale	Oct 1, 2018 · Amount on File
Deed Document Number	201841353
Deed Book / Page	17812 / 798
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Recording Date	Sep 18, 2026
Property Address	512 SCHOOL ST, BERWICK, ME 03901-2822
Document Number	0000036078
Book / Page	19996 / 893
Instrument Date	Sep 14, 2026
Instrument	202636078
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 SCHOOL ST, BERWICK, ME 03901-2822

Mortgage

Document Number	0000036078,
Date	Sep 18, 2026
Book Page	19996/893
Instrument	202636078

Lender

Name	ATLANTIC REGIONAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	512 SCHOOL ST, BERWICK, ME 03901-2822
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185980527
Date	Mar 22, 2021
Book Page	18598/527
Instrument	2021016254

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERWICK ME
Recording Date	Oct 1, 2018
Property Address	512 SCHOOL ST, BERWICK, ME 03901-2822
Document Number	0178120798
Book / Page	17812 / 0798
Instrument	2018041353
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018041354
Date	Oct 1, 2018
Instrument	2018041354

Lender

Name	YORK COUNTY FCU

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERWICK ME
Recording Date	Mar 12, 2018
Property Address	512 SCHOOL ST, BERWICK, ME 03901-2822
Document Number	0176750060
Book / Page	017675 / 000060
Instrument Date	Mar 7, 2018
Instrument	9372
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	273 WEST RD WATERBORO ME 040873500, WATERBORO, ME 04087-3500

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERWICK ME
Recording Date	Jan 18, 2018
Property Address	512 SCHOOL ST, BERWICK, ME 03901-2822
Document Number	0176450403
Book / Page	017645 / 000403
Instrument Date	Dec 18, 2017
Instrument	2234
Transaction Type	Transfer
Record Updated	Jan 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 SCHOOL ST BERWICK ME 039012822, BERWICK, ME 03901-2822

Tax Assessment & Valuation

The 2025 property tax bill for 512 School St was $7,215, up 4.6% from the year before.

Source: York County and Berwick Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Berwick Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,215.00 (+4.57%)	$553,300 (-) Land $110,200 Building $443,100
2024	$6,900.00 (+13.1%)	$553,300 (+66.16%) Land $110,200 Building $443,100
2023	$6,101.00 (+0.56%)	$333,000 (-) Land $77,800 Building $255,200	$526,015
2022	$6,067.00	$333,000 Land $77,800 Building $255,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on School St

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