512 Saint Clair Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 512 Saint Clair Ave, Spring Lake, NJ 07762

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 3,890 sqft · built 2022
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on File
Last Sale$2,875,000 (Feb 2022)
Tax Bill$16,211 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Oct 2020 Sale
Flood ZoneZone X (minimal risk)
APN47-00102-0000-00013

Property Details

APN / Parcel Number

Primary APN47-00102-0000-00013
Alternative APN
  • 470010200013

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area3,890 sqft Living Area
1st Floor Area556 sqft
Upper Floors Area364 sqft
Basement Area364 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area7,492 sqft (0.172 acres)
Garage TypeDetached
PorchOpen Porch

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address512 SAINT CLAIR AVE
CitySPRING LAKE
StateNJ
Zip07762-1532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal SubdivisionBOROUGH/SPGS BOROUGH
Legal Block102
Legal Lot Number13
JurisdictionMONMOUTH NJ
Township / Civil DivisionSPRING LAKE
Census Block Group1
Census Block1014
Census Tract809100

Owner

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address47 N VIRGINIA CT, ENGLEWOOD CLIFFS, NJ 07632-2116
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2022Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Oct 29, 2020Grant Deed, Transfer
TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2022 · Amount on File
Deed SaleFeb 25, 2022 · Amount on File
Prior SaleOct 29, 2020 · Amount on File
Deed Document Number202222699
Deed Book / Page9580 / 7693
Prior Transfer DateJun 11, 2007
Prior Transfer Doc0086588821
Record UpdatedSep 20, 2026

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateFeb 25, 2022
Property Address512 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1532
Document Number0095807693
Book / Page9580 / 7693
Instrument DateJan 19, 2022
Instrument2022022699
Transaction TypeTransfer
Record UpdatedNov 18, 2022
Title CompanyUNITED LAND TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$61,012.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 LUDLOW AVE, 207, SPRING LAKE, NJ 07762-1549

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1532

Mortgage

Document Number2022022700
DateFeb 25, 2022
Instrument2022022700
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateOct 29, 2020
Property Address512 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1532
Document Number0000127598
Book / Page009453 / 002961
Instrument DateOct 5, 2020
Instrument127598
Transaction TypeTransfer
Record UpdatedNov 16, 2020
Title CompanyTRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transaction

AmountAmount on Record
Tax$849.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address207 LUDLOW AVE SPRING LAKE NJ 077621549, SPRING LAKE, NJ 07762-1549

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalitySpring Lake Borough
Unified School DistrictSpring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,724,300 (+4.99%) Land $1,562,000 Building $2,162,300$3,724,300 (+4.99%) Land $1,562,000 Building $2,162,300
2025$16,211.00 (+163.77%)$3,547,300 (+236.05%) Land $1,412,000 Building $2,135,300$3,547,300 (+236.05%) Land $1,412,000 Building $2,135,300
2024$6,146.00 (+17.13%)
2023$1,055,600 Land $1,055,600$1,055,600 Land $1,055,600
2022$5,247.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2010–2018)
Claims Outside the SFHA4 of 5
Most Recent ClaimAug 2018 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING LAKE WATER DEPARTMENT
serves 11,270 people · EPA ID NJ1348001
Water SourcePurchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State InspectionJan 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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