Tipton County property record for 512 S Tipton St, Covington, TN 38019
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,872 sqft · built 2002 |
| Lot Size | 0.424 acres (18,496 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (May 2022) |
| Tax Bill | $1,702 (2022) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084041F C 01001 |
| Primary APN | 084041F C 01001 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 1,872 sqft |
| Attic Area | 540 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,496 sqft |
| Lot Dimensions | 272 ft deep x 68 ft wide |
| Garage Type | Finished |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 264 sqft |
| Patio Area | 352 sqft |
| Utility Building | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 512 S TIPTON ST |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-2844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: C43 |
| Legal Subdivision | SHADY GROVE OF SOUTH |
| Legal Lot Number | 2 68 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 40700 |
512 S Tipton St is owned and occupied by an individual who bought it in May 2022.
Source: Tipton County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 512 S TIPTON ST, COVINGTON, TN 38019-2844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2022 | Warranty Deed, Transfer · VA Mortgage NEWREZ LLC |
| Mar 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICES |
| Apr 16, 2020 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on File |
| Deed Sale | May 19, 2022 · Amount on File |
| Prior Sale | Apr 16, 2020 · Amount on File |
| Deed Document Number | 257069 |
| Deed Book / Page | 1959 / 845 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | May 19, 2022 |
| Property Address | 512 S TIPTON ST, COVINGTON, TN 38019-2844 |
| Document Number | 0001959845 |
| Book / Page | 1959 / 845 |
| Map Reference | CAB G SL 39-B |
| Instrument Date | May 12, 2022 |
| Instrument | 257069 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $888.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 S TIPTON ST, COVINGTON, TN 38019-2844 |
| Document Number | 0000257070 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 257070 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 512 S TIPTON ST, COVINGTON, TN 38019-2844 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1714280 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 1714/280 |
| Instrument | 202180 |
| Name | AMERICAN MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Apr 16, 2020 |
| Property Address | 512 S TIPTON ST, COVINGTON, TN 38019-2844 |
| Document Number | 1839734 |
| Book / Page | 001839 / 000734 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 232425 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $611.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 S TIPTON ST COVINGTON TN 380192844, COVINGTON, TN 38019-2844 |
| Document Number | 1839737 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 001839/000737 |
| Instrument | 232426 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2050 |
Source: Tipton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Municipality | Covington City |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $74,250 (-) Land $4,075 Building $70,175 | ||
| 2023 | $74,250 Land $4,075 Building $70,175 | ||
| 2022 | $1,702.00 | ||
| 2020 | $297,000 Land $16,300 Building $280,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 512 S Tipton St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | Apr 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 S Tipton St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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