512 S State St, Bloomington, IL 61701 Property Records

McLean County property record for 512 S State St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,630 sqft · built 1925
Lot Size	0.139 acres (6,060 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,638 (2024)
Deeds & Mortgages	Dec 2019 Line of Credit Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`21-03-386-006`

Property Details

APN / Parcel Number

Primary APN	`21-03-386-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,630 sqft Living Area
1st Floor Area	901 sqft
Attic	Attic
Attic Area	828 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,060 sqft (0.139 acres)
Lot Dimensions	115 ft deep x 53 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	512 S STATE ST
City	BLOOMINGTON
State	IL
Zip	61701-5559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	BRIGHAMS ADD LOT 2
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Subdivision	BRIGHAMS ADD
Legal Lot Number	2
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3012
Census Tract	1800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 S STATE ST, BLOOMINGTON, IL 61701-5559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 27, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 6, 2023
Transfer Doc	0000001315
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	512 S STATE ST, BLOOMINGTON, IL 61701-5559
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900021132
Date	Dec 21, 2019
Instrument	2019-00021132

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 5, 2029

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jan 27, 2023
Property Address	512 S STATE ST, BLOOMINGTON, IL 61701-5559
Document Number	202300001315
Instrument Date	Jan 6, 2023
Instrument	2023-00001315
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	512 S STATE ST, BLOOMINGTON, IL 61701-5559

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,992 (+23.68%) Land $12,528 Building $100,464	$338,976 (+23.68%) Land $37,584 Building $301,392
2024	$7,638.00 (+7.06%)
2023	$7,134.00 (+4.59%)	$91,356 (+5.9%) Land $10,129 Building $81,227	$274,068 (+5.9%) Land $30,387 Building $243,681
2022	$6,821.00	$86,263 Land $9,564 Building $76,699	$258,789 Land $28,692 Building $230,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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