512 S Pacific St, Oceanside, CA 92054 Property Records

San Diego County property record for 512 S Pacific St, Oceanside, CA 92054

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 3,241 sqft · built 2001
Lot Size	0.385 acres (16,759 sqft)
Owner	Trust Name on File
Last Sale	$1,495,000 (Sep 2017)
Tax Bill	$19,053 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-261-30-04`

Property Details

APN / Parcel Number

Primary APN	`150-261-30-04`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,241 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Lot Area	16,759 sqft (0.385 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	512 S PACIFIC ST
City	OCEANSIDE
State	CA
Zip	92054-2925
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	D-5A
Legal Description	LOT 1 US 4 PER DOC00-432616&UND INT IN TR 014020
Legal Subdivision	PACIFIC STREET CONDMS
Legal Tract	014020
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18301

Owner

512 S Pacific St, a condominium, is held in a trust since October 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	9604 E DIAMOND RIM DR, SCOTTSDALE, AZ 85255-3330
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Deed of Trust, Mortgage FINANCE OF AMERICA REVERSE
Oct 10, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 13, 2017	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2017 · Amount on File
Deed Sale	Sep 13, 2017 · Amount on File
Prior Sale	Nov 2, 2015 · Amount on File
Deed Document Number	2017419659
Last Transfer Date	Oct 6, 2018
Transfer Doc	0000420618
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	512 S PACIFIC ST, OCEANSIDE, CA 92054-2925
Document Number	0000600635
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	512 S PACIFIC ST OCEANSIDE CA 920542925, OCEANSIDE, CA 92054-2925

Mortgage

Document Number	0000600635
Date	Dec 23, 2019
Instrument	600635

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 10, 2018
Property Address	512 S PACIFIC ST, OCEANSIDE, CA 92054-2925
Document Number	0000420618
Instrument Date	Oct 6, 2018
Instrument	420618
Transaction Type	Transfer
Record Updated	Oct 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9604 E DIAMOND RIM DR SCOTTSDALE AZ 852553330, SCOTTSDALE, AZ 85255-3330

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2017
Property Address	512 S PACIFIC ST, OCEANSIDE, CA 92054-2925
Document Number	0000419659
Instrument Date	Aug 10, 2017
Instrument	419659
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,644.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 S PACIFIC ST OCEANSIDE CA 920542925, OCEANSIDE, CA 92054-2925

Mortgage

Document Number	419660
Date	Sep 13, 2017
Instrument	419660

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 512 S Pacific St was $19,053.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,735,069 (+2%) Land $1,230,217 Building $504,852
2025	$19,053.00	$1,701,049 Land $1,206,096 Building $494,953
2023	$18,117.00 (+1.54%)	$1,634,998 Land $1,159,263 Building $475,735
2022	$17,843.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 512 S Pacific St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 units insured incl. 4 condo units
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 512 S Pacific St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rincon Northern tribal government · serves 7,003 people · EPA ID 090600147
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2026) action level 15 ppb
Copper	2.32 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on S Pacific St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures