Franklin County property record for 512 S Oak St, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,414 sqft · built 1920 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $48,000 (Dec 1994) |
| Tax Bill | $2,062 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-27.0-4-029-393.000 |
| Primary APN | 17-8-27.0-4-029-393.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,414 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 360 sqft |
| Street Address | 512 S OAK ST |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:2&PT13 SCHMICHS |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 27 |
| Legal Quarter | SE |
| Legal Subdivision | SCHMICHS |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 800605 |
512 S Oak St is owned by two individuals who bought it in December 1994.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 384 VEE CEE ESTATES LN, BEAUFORT, MO 63013-1734 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 1994 · Amount on File |
| Deed Sale | Dec 8, 1994 · Amount on File |
| Deed Document Number | 847-00090 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 512 S OAK ST, UNION, MO 63084-2110 |
| Document Number | 0000010718 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 512 S OAK ST UNION MO 630842110, UNION, MO 63084-2110 |
| Document Number | 0000010718 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 10718 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 7, 2035 |
The 2025 property tax bill for 512 S Oak St was $2,062.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,062.00 | $34,595 | $182,080 Land $23,500 Building $158,580 |
| 2023 | $1,759.00 (-2.11%) | $29,268 | $154,040 Land $23,500 Building $130,540 |
| 2022 | $1,797.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 512 S Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2015–2017) |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 S Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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