Elkhart County property record for 512 S Main St, Middlebury, IN 46540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 1952 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $3,074 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-15-201-004.000-035 |
| Primary APN | 20-08-15-201-004.000-035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Flooring | Subfloor |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Basement |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0815201004035 |
|---|---|
| Old Parcel Number | 0815201004035 |
| Street Address | 512 S MAIN ST |
| City | MIDDLEBURY |
| State | IN |
| Zip | 46540-9701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | 97X225FT -598FT S OF NW COR NE SEC 15 .50A |
| Legal Block | 201 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | MIDDLEBURY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 801 |
The current owner of 512 S Main St acquired it in September 2005.
Source: Elkhart County records, as of March 5, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 211 E BANNISTER ST STE E, E, PLAINWELL, MI 49080-1372 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2005 |
| Deed Sale | Sep 27, 2005 |
| Deed Document Number | 2005-30814 |
| Record Updated | Jun 8, 2026 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Middlebury Township |
| Municipality | Middlebury Town |
| Unified School District | Middlebury Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $161,700 (+5.2%) Land $20,200 Building $141,500 | $161,700 (+5.2%) Land $20,200 Building $141,500 | |
| 2024 | $3,074.00 | $153,700 (+4.2%) Land $20,200 Building $133,500 | $153,700 (+4.2%) Land $20,200 Building $133,500 |
| 2023 | $147,500 (+8.46%) Land $20,200 Building $127,300 | $147,500 (+8.46%) Land $20,200 Building $127,300 | |
| 2022 | $2,720.00 | $136,000 Land $20,200 Building $115,800 | $136,000 Land $20,200 Building $115,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 512 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLEBURY WATER DEPARTMENT serves 3,420 people · EPA ID IN5220014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, Mercury Fiber, New Paris Telephone Company.
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