Polk County property record for 512 S Main St, Luck, WI 54853
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,900 (Oct 2025) |
| Tax Bill | $1,876 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jan 2017 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-00192-0000 |
| Primary APN | 146-00192-0000 |
|---|
| Lot Area | 13,939 sqft (0.32 acres) |
|---|
| Street Address | 512 S MAIN ST |
|---|---|
| City | LUCK |
| State | WI |
| Zip | 54853-9035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 100' LOT 3 BLK 16 THIRD ADDITION TO LAWSON CITY |
| Legal Range | 17W |
| Legal Township | 36N |
| Legal Section | 28 |
| Legal Block | 16 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK WI |
| Township / Civil Division | LUCK |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 960200 |
512 S Main St is owned and occupied by two individuals who bought it in October 2025.
Source: Polk County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 S MAIN ST, LUCK, WI 54853-9035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2025 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jan 18, 2017 | Warranty Deed, Transfer |
| Jan 18, 2017 | Warranty Deed, Transfer |
| Jun 19, 2012 | Warranty Deed, Transfer POLARIS HOME FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2025 · Amount on File |
| Deed Sale | Oct 27, 2025 · Amount on File |
| Prior Sale | Jan 18, 2017 · Amount on File |
| Deed Document Number | 2025939825 |
| Prior Transfer Date | Oct 13, 2009 |
| Prior Transfer Doc | 0000767164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Oct 27, 2025 |
| Property Address | 512 S MAIN ST, LUCK, WI 54853-9035 |
| Document Number | 0000939825 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 939825 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | PANOLA COUNTY ABSTRACT AND TITLE, POLK COUNTY ABSTRACT & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $449.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000939826 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 939826 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jan 18, 2017 |
| Property Address | 512 S MAIN ST, LUCK, WI 54853-9035 |
| Document Number | 848256 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 848256 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $172.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jan 18, 2017 |
| Property Address | 512 S MAIN ST, LUCK, WI 54853-9035 |
| Document Number | 848256 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 848256 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $172.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jun 19, 2012 |
| Property Address | 512 S MAIN ST, LUCK, WI 54853-9035 |
| Document Number | 797272 |
| Instrument Date | Jun 15, 2012 |
| Instrument | 797272 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $143.10 |
| Amount Accuracy | Estimated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000797273 |
|---|---|
| Date | Jun 19, 2012 |
| Instrument | 797273 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Address | O-151 44TH ST SW, GRANDVILLE, MI |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jul 1, 2042 |
The 2025 property tax bill for 512 S Main St was $1,876 with a homeowner's exemption, up 8.6% from the year before.
Source: Polk County assessment roll, as of February 19, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Luck Village |
| Unified School District | Luck School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,876.00 (+8.56%) Homeowner's exemption | $129,500 (-) Land $18,000 Building $111,500 | $132,800 (+1.07%) Land $18,459 Building $114,341 |
| 2024 | $1,728.00 (+73.49%) Homeowner's exemption | $129,500 (+156.44%) Land $18,000 Building $111,500 | $131,400 (+52.08%) Land $18,264 Building $113,136 |
| 2023 | $996.00 Homeowner's exemption | $50,500 Land $13,000 Building $37,500 | $86,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 512 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Jul 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUCK WATERWORKS serves 1,150 people · EPA ID WI6490338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lakeland Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures