512 S Cedar St, Gallatin, MO 64640 Property Records

Daviess County property record for 512 S Cedar St, Gallatin, MO 64640

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,114 sqft · built 1960
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Tax Bill	$1,134 (2025)
Deeds & Mortgages	Sep 2018 Refinance Sep 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-4.2-19-1-07-08`

Property Details

APN / Parcel Number

Primary APN	`15-4.2-19-1-07-08`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,114 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	144 ft deep x 120 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	1,057 sqft
Patio Area	110 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	512 S CEDAR ST
City	GALLATIN
State	MO
Zip	64640-1284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH HALF OF LOT 4 AND ALL OF LOT 5 IN BLOCK 1 OF ELBERT'S FIRST SUB-DIVISION OF MCDOWELL'S ADDITION
Legal Subdivision	MCDOWELL'S ADDITION
Legal Block	1
Legal Lot Number	4,5
Jurisdiction	DAVIESS MO
Township / Civil Division	UNION
Census Block Group	3
Census Block	3043
Census Tract	470200

Owner

Source: Daviess County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3420 MIA VIRGINIA CT, BAKERSFIELD, CA 93312-6593
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Sep 14, 2018	Warranty Deed, Transfer
Jul 2, 2018	Other, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2018
Deed Sale	Sep 14, 2018
Deed Document Number	0000381168
Deed Book / Page	381 / 168
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS MO
Property Address	512 S CEDAR ST, GALLATIN, MO 64640-1284
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000290/23
Date	Sep 14, 2018
Book Page	290/23
Instrument	20181458

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIESS MO
Recording Date	Sep 14, 2018
Property Address	512 S CEDAR ST, GALLATIN, MO 64640-1284
Document Number	000381/168
Book / Page	381 / 168
Instrument Date	Sep 10, 2018
Instrument	20181457
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2018: Other, Transfer

Document Type	Other
Jurisdiction	DAVIESS MO
Recording Date	Jul 2, 2018
Property Address	512 S CEDAR ST, GALLATIN, MO 64640-1284
Document Number	000380/148
Book / Page	380 / 148
Instrument Date	Jun 26, 2018
Instrument	20180994
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Daviess County
County Subdivision	Union Township
Municipality	Gallatin City
Unified School District	Gallatin R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,134.00 (+3%)	$15,949 (+6.45%) Land $1,450 Building $14,499	$83,940 (+6.44%) Land $7,630 Building $76,310
2023	$1,101.00	$14,983 Land $1,208 Building $13,775	$78,860 Land $6,360 Building $72,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN PWS serves 1,821 people · EPA ID MO1010299
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mid-States Services Fiber	2,000 / 2,000

May also be available: Mercury Fiber.

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