512 Ruth St, Denton, TX 76205 Property Records

Denton County property record for 512 Ruth St, Denton, TX 76205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,965 sqft · built 1968
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$250,040 (Jul 2021)
Tax Bill	$4,891 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R27712 426220`

Property Details

APN / Parcel Number

Primary APN	`R27712 426220`
Alternative APNs	`SD0779A-000013-0000-0011-0001` `R27712` `919922`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,965 sqft Living Area
1st Floor Area	1,965 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	625 sqft
Carport	Carport
Carport Area	625 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	512 RUTH ST
City	DENTON
State	TX
Zip	76205-7225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALEX ROBERTSON ADDN BLK 13 LOT 11(W 1/2) 10/235 // A HILL 623
Legal Subdivision	ALEX ROBERTSON ADDN
Legal Block	13
Legal Lot Number	11
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	2
Census Block	2011
Census Tract	21202

Owner

Source: Denton County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 51031, DENTON, TX 76206-1031
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage BPL MORTGAGE TRUST LLC
Jul 12, 2021	Warranty Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Jan 25, 2016 · Amount on Record
Deed Document Number	2021124950
Prior Transfer Date	Jan 19, 2016
Prior Transfer Doc	0000007726
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Recording Date	Sep 25, 2026
Property Address	512 RUTH ST, DENTON, TX 76205-7225
Document Number	0000112912
Instrument Date	Sep 24, 2026
Instrument	2026112912
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	528 RUTH ST, DENTON, TX 76205-7225

Mortgage

Document Number	0000112912,
Date	Sep 25, 2026
Instrument	2026112912

Lender

Name	BPL MORTGAGE TRUST LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENTON TX
Recording Date	Jul 12, 2021
Property Address	512 RUTH ST, DENTON, TX 76205-7225
Document Number	0000124950
Map Reference	VOL 1 PG 19
Instrument Date	Jun 15, 2021
Instrument	2021-124950
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 51031, DENTON, TX 76206-1031

Mortgage

Document Number	0000124951
Date	Jul 12, 2021
Instrument	2021-124951

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,000 (+23.33%) Land $45,609 Building $324,391	$370,000 (+23.33%) Land $45,609 Building $324,391
2025	$4,891.00 (-14.61%)
2023	$5,728.00 (-8.83%)	$300,000 Land $52,907 Building $247,093	$300,000 Land $52,907 Building $247,093
2022	$6,283.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1982–2012)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: ElektraFi, Nextlink, Optimum, Pavlov Media.

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