512 Royall Ave, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 512 Royall Ave, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,390 sqft · built 1889
Lot Size	0.54 acres (23,522 sqft)
Owner	Company Name on File
Last Sale	$1,700,000 (Sep 2021)
Tax Bill	$28,450 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`532-05-00-071`

Property Details

APN / Parcel Number

Primary APN	`532-05-00-071`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,390 sqft Living Area
1st Floor Area	1,881 sqft
Upper Floors Area	509 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Historical
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	200 ft deep x 118 ft wide
Porch	Slab
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	512 ROYALL AVE
City	MOUNT PLEASANT
State	SC
Zip	29464-4762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -LOT 10 BLK 21 COMMON
Legal Subdivision	GREENWICH COMMON
Legal Block	21
Legal Lot Number	10
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1021
Census Tract	4701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mount Pleasant Historic District listed 1973 · 9 contributing resources · NRIS 73001701

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	504 ROYALL AVE, MOUNT PLEASANT, SC 29464-4762
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit SERVISFIRST BANK
Sep 29, 2021	Deed, Transfer · Stand-Alone First Mortgage SERVISFIRST BANK
Mar 9, 2021	Quit Claim Deed, Transfer · Conventional Mortgage TD BANK NA
Mar 9, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021 · Amount on File
Deed Sale	Sep 29, 2021 · Amount on File
Prior Sale	Mar 9, 2021 · Amount on File
Deed Book / Page	1037 / 986
Prior Transfer Date	Mar 4, 2021
Prior Transfer Doc	09680678
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	512 ROYALL AVE, MOUNT PLEASANT, SC 29464-4762
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 ROYALL AVE, MT PLEASANT, SC 29464-4762

Mortgage

Document Number	0013390401
Date	Sep 22, 2025
Book Page	1339/401

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	CHARLESTON, SC 29403

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 29, 2021
Property Address	512 ROYALL AVE, MOUNT PLEASANT, SC 29464-4762
Document Number	0010370986
Book / Page	1037 / 986
Map Reference	MB AV PG 007
Instrument Date	Sep 15, 2021
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 ROYALL AVE, MOUNT PLEASANT, SC 29464-4762

Mortgage

Document Number	0001037987
Date	Sep 29, 2021
Instrument	1037/987

Lender

Name	SERVISFIRST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 9, 2021
Property Address	512 ROYALL AVE, MOUNT PLEASANT, SC 29464-4762
Document Number	09680678
Book / Page	968 / 678
Map Reference	MB AV PG 007
Instrument Date	Mar 5, 2021
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 ROYALL AVE, MOUNT PLEASANT, SC 29464-4762

Mortgage

Document Number	968679
Date	Mar 9, 2021
Instrument	968/679

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Mortgage

Document Number	09680680
Date	Mar 9, 2021
Book Page	968/680

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 9, 2021
Property Address	512 ROYALL AVE, MOUNT PLEASANT, SC 29464-4762
Document Number	09680676
Book / Page	968 / 676
Map Reference	MB E PG 168
Instrument Date	Mar 5, 2021
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 ROYALL AVE, MOUNT PLEASANT, SC 29464-4762

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,450.00 (+12.53%)	$1,955,000 (+1,816.67%) Land $1,380,000 Building $575,000	$3,490,800 (+105.34%) Land $2,635,500 Building $855,300
2024	$25,282.00 (+8.33%)	$102,000 (-)
2022	$23,338.00	$102,000	$1,700,000 (-) Land $1,200,000 Building $500,000
2020			$1,700,000 Land $1,200,000 Building $500,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	120 (1979–2017)
Claims Outside the SFHA	21 of 120
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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