512 Pinehurst Glen Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 512 Pinehurst Glen Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,876 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jun 2006)
Tax Bill	$3,734 (2024)
Deeds & Mortgages	Aug 2021 Reverse Mortgage May 2018 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T992400280`

Property Details

APN / Parcel Number

Primary APN	`T992400280`
Alternative APN	`2-0060-8065-00-0049.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,876 sqft Living Area
Gross Area	3,956 sqft
1st Floor Area	1,676 sqft
Basement Area	1,628 sqft
Finished Basement	200 sqft
Unfinished Basement	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	652 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	55 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T992400280
Street Address	512 PINEHURST GLEN CT
City	O FALLON
State	MO
Zip	63366-5954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEHURST #2 LOT 49
Legal Subdivision	PINEHURST #2
Legal Lot Number	49
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	1
Census Block	1008
Census Tract	311712

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 PINEHURST GLEN CT, O FALLON, MO 63366-5954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
May 24, 2018	Deed of Trust, Mortgage · Reverse Mortgage GERSHMAN INVESTMENT CORP
May 17, 2018	Deed of Trust, Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2006 · Amount on Record
Deed Sale	Jun 23, 2006 · Amount on Record
Prior Sale	Sep 29, 2000 · Amount on Record
Deed Document Number	2006533920
Deed Book / Page	4514 / 2204
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	512 PINEHURST GLEN CT, O FALLON, MO 63366-5954
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 PINEHURST GLEN CT, O FALLON, MO 63366-5954

Mortgage

Document Number	2021R072033
Date	Aug 27, 2021
Instrument	2021R-072033

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	907 Months
Due	Mar 15, 2097

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	512 PINEHURST GLEN CT, O FALLON, MO 63366-5954
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069231493
Date	May 24, 2018
Book Page	6923/1493
Instrument	20180524000286500

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	946 Months
Due	Mar 15, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.64%
Type Change Date	Jun 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	512 PINEHURST GLEN CT, O FALLON, MO 63366-5954
Document Number	0069231510
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 14, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	512 PINEHURST GLEN CT O FALLON MO 633665954, O FALLON, MO 63366-5954

Mortgage

Document Number	0069231510
Date	May 24, 2018
Book Page	006923/001510
Instrument	286510

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount Recorded
Term	948 Months
Due	May 23, 2097

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,430 (-)	$328,577 (-) Land $75,000 Building $253,577
2025		$62,430 (+10.65%)	$328,577 (+10.65%) Land $75,000 Building $253,577
2024	$3,734.00
2023		$56,422
2022			$296,956 Land $60,000 Building $236,956

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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